Welfare broker

ANNE HELLER

Mailing address (most recent filing)

122 PARISH DRIVE

WAYNE, NJ 07470

Total comp: $6K
Commissions: $6K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where ANNE HELLER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CAPITAL ADVANTAGE ASSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CAPITAL ADVANTAGE ASSURANCE COMPANY	1	$117K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$117K	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ANNE HELLER's plans by broker comp / premium ratio. Median 6.25% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ANNE HELLER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ANNE HELLER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
M SHANKEN COMMUNICATIONS INC. M SHANKEN COMMUNICATIONS INC. AND AFFILIATES SECTION 125 PRETAX PLAN	NY	$117K	$7K	CAPITAL ADVANTAGE ASSURANCE COMPANY