Welfare broker

ANDREW BROGAN

Mailing address (most recent filing)

320 W. LAKE LANSING ROAD

EAST LANSING, MI 48823

Total comp: $285K
Commissions: $267K
Fees: $19K
Filings: 5
Sponsors: 5

Carrier mix

Where ANDREW BROGAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PHP INSURANCE COMPANY50.0%
BLUE CARE NETWORK OF MICHIGAN50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PHP INSURANCE COMPANY	1	$4.9M	50.0%
BLUE CARE NETWORK OF MICHIGAN	1	$1.6M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$6.5M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ANDREW BROGAN's plans by broker comp / premium ratio. Median 2.99% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of ANDREW BROGAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ANDREW BROGAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GRANGER WASTE SERVICES GRANGER WASTE SERVICES	MI	$4.9M	$131K	UNIVERSITY OF MICHIGAN HEALTH PLAN
DTN MANAGEMENT CO. DTN MANAGEMENT COMPANY GROUP INSURANCE PLAN	MI	$1.6M	$53K	BLUE CARE NETWORK OF MICHIGAN