Welfare broker

ANDREA E KINKADE

Mailing address (most recent filing)

2340 DETROIT AVENUE 3RD FLOOR

MAUMEE, OH 43537

Total comp: $186K
Commissions: $186K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where ANDREA E KINKADE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA66.7%
PARAMOUNT HEALTHCARE33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$3.8M	66.7%
PARAMOUNT HEALTHCARE	1	$1.3M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$3.8M	0.1%	27.44x
OH	1	$1.3M	0.0%	2.57x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ANDREA E KINKADE's plans by broker comp / premium ratio. Median 5.64% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of ANDREA E KINKADE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where ANDREA E KINKADE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BRONDES FORD, INC. BRONDES FORD, INC. HEALTH & WELFARE BENEFIT PLAN	OH	$1.3M	$106K	PARAMOUNT HEALTHCARE
ARISTEO CONSTRUCTION COMPANY ARISTEO WELFARE BENEFIT PLAN	MI	$2.4M	$95K	BLUE CROSS BLUE SHIELD OF MICHIGAN
DESIGN SYSTEMS, INC. DESIGN SYSTEMS, INC. HEALTH & WELFARE BENEFIT PLAN	MI	$1.4M	$82K	BLUE CROSS BLUE SHIELD OF MICHIGAN

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$3.8M

66.7%

PARAMOUNT HEALTHCARE

$1.3M

33.3%

State

Plans

Premium

State share

Index

$3.8M

0.1%

27.44x

$1.3M

0.0%

2.57x

Sponsor

Loc

Premium

Comp

Carrier

BRONDES FORD, INC.

BRONDES FORD, INC. HEALTH & WELFARE BENEFIT PLAN

$1.3M

$106K

PARAMOUNT HEALTHCARE

ARISTEO CONSTRUCTION COMPANY

ARISTEO WELFARE BENEFIT PLAN

$2.4M

$95K

BLUE CROSS BLUE SHIELD OF MICHIGAN

DESIGN SYSTEMS, INC.

DESIGN SYSTEMS, INC. HEALTH & WELFARE BENEFIT PLAN

$1.4M

$82K

BLUE CROSS BLUE SHIELD OF MICHIGAN