Welfare broker

ANCO INS. SVC. OF BRYAN COLLEGE STA

Mailing address (most recent filing)

1111 BRIARCREST DR.

BRYAN, TX 77802

Total comp: $6.9M
Commissions: $6.0M
Fees: $940K
Filings: 112
Sponsors: 112

Carrier mix

Where ANCO INS. SVC. OF BRYAN COLLEGE STA places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA46.7%
CURATIVE INSURANCE COMPANY21.7%
CIGNA HEALTH AND LIFE INSURANCE COMPANY11.7%
UNITEDHEALTHCARE INSURANCE COMPANY8.3%
PRINCIPAL LIFE INSURANCE COMPANY6.7%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA3.3%
AETNA LIFE INSURANCE COMPANY1.7%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	28	$58.0M	46.7%
CURATIVE INSURANCE COMPANY	13	$12.6M	21.7%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	7	$7.4M	11.7%
UNITEDHEALTHCARE INSURANCE COMPANY	5	$5.2M	8.3%
PRINCIPAL LIFE INSURANCE COMPANY	4	$499K	6.7%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	2	$2.5M	3.3%
AETNA LIFE INSURANCE COMPANY	1	$921K	1.7%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	54	$80.0M	0.8%	15.04x
CA	2	$1.7M	0.0%	0.43x
VA	1	$965K	0.0%	0.76x
IL	1	$625K	0.0%	0.47x
GA	1	$921K	0.0%	0.25x
AZ	1	$3.0M	0.1%	1.43x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ANCO INS. SVC. OF BRYAN COLLEGE STA's plans by broker comp / premium ratio. Median 7.91% vs welfare-wide median 6.29% (n=59).

Prospect-flag exposure · vs market baseline

Share of ANCO INS. SVC. OF BRYAN COLLEGE STA's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

51-60 of 60 sponsors where ANCO INS. SVC. OF BRYAN COLLEGE STA is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LA CROSS DENTAL LA CROSS DENTAL WRAP PLAN	IL	$625K	$39K	BLUE CROSS BLUE SHIELD OF ILLINOIS
GEM SHOPPING NETWORK, INC. GEM SHOPPING NETWORK, INC. WRAP PLAN	GA	$921K	$34K	AETNA LIFE INSURANCE CO.
STACCATO 2011, LLC STACCATO 2011, LLC WRAP PLAN	TX	$414K	$31K	CURATIVE INSURANCE CO.
SARDIS LONE STAR II LLC SARDIS LONE STAR II LLC, DBA THE LOREN AT LADY BIRD LAKE WRAP PLAN	TX	$315K	$24K	CURATIVE INSURANCE CO.
UNITED MEDICAL DOCTORS UNITED MEDICAL DOCTORS ANCILLARY PLAN	CA	$135K	$21K	GUARDIAN
LARRY YOUNG PAVING, INC. LARRY YOUNG PAVING, INC. WRAP PLAN	TX	$91K	$20K	PRINCIPAL LIFE INSURANCE COMPANY
KITCHEN PRIDE MUSHROOM FARMS, INC. KITCHEN PRIDE MUSHROOM FARMS, INC. WRAP PLAN	TX	$107K	$18K	PRINCIPAL LIFE INSURANCE COMPANY
MENESES LAW MENESES LAW FIRM	TX	$77K	$14K	PRINCIPAL LIFE INSURANCE COMPANY
VERTEX ENERGY, INC. VERTEX ENERGY, INC WRAP PLAN	TX	$2.7M	$2K	BLUECROSS BLUESHIELD OF TEXAS
HARDING DIRECTIONAL DRILLING HARDING DIRECTIONAL DRILLING	TX	$151K	$0	CURATIVE ADMINSITRATORS LLC