Welfare broker

AMERICAN UNITED LIFE

Mailing address (most recent filing)

UNKNOWN

INDIANAPOLIS, IN 46206

Total comp: $46K
Commissions: $41K
Fees: $5K
Filings: 9
Sponsors: 9

Carrier mix

Where AMERICAN UNITED LIFE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$342K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$342K	0.0%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of AMERICAN UNITED LIFE's plans by broker comp / premium ratio. Median 0.49% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of AMERICAN UNITED LIFE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where AMERICAN UNITED LIFE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DELAWARE VALLEY FLORAL GROUP DELAWARE VALLEY FLORAL GROUP HEALTH PLAN	NJ	$342K	$2K	CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES