Welfare broker

AMERICAN FIDELITY GENERAL AGENCY

Mailing address (most recent filing)

P.O. BOX 25360

OKLAHOMA CITY, OK 73125

Total comp: $144K
Commissions: $123K
Fees: $22K
Filings: 19
Sponsors: 19

Carrier mix

Where AMERICAN FIDELITY GENERAL AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY33.3%
METROPOLITAN LIFE INSURANCE COMPANY33.3%
AMERICAN FIDELITY ASSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$8K	33.3%
METROPOLITAN LIFE INSURANCE COMPANY	1	$15K	33.3%
AMERICAN FIDELITY ASSURANCE COMPANY	1	$65K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$15K	0.1%	21.67x
CA	1	$8K	0.0%	4.28x
AR	1	$65K	0.2%	73.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of AMERICAN FIDELITY GENERAL AGENCY's plans by broker comp / premium ratio. Median 14.12% vs welfare-wide median 6.35% (n=3).

Prospect-flag exposure · vs market baseline

Share of AMERICAN FIDELITY GENERAL AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where AMERICAN FIDELITY GENERAL AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WHITE RIVER HEALTH SYSTEM GROUP FLEXIBLE SPENDING ACCOUNT PLAN WHITE RIVER HEALTH SYSTEM GROUP FLEXIBLE SPENDING ACCOUNT PLAN	AR	$65K	$9K	AMERICAN FIDELITY ASSURANCE COMPANY
JENKINS & WYNNE, INC JENKINS & WYNNE, INC VISION PLAN	TN	$15K	$2K	METROPOLITAN LIFE INSURANCE COMPANY
GUSTINE UNIFIED SCHOOL DISTRICT GUSTINE UNIFIED SCHOOL DISTRICT	CA	$8K	$1K	PRINCIPAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$8K

33.3%

METROPOLITAN LIFE INSURANCE COMPANY

$15K

33.3%

AMERICAN FIDELITY ASSURANCE COMPANY

$65K

33.3%

State

Plans

Premium

State share

Index

$15K

0.1%

21.67x

$8K

0.0%

4.28x

$65K

0.2%

73.91x

Sponsor

Loc

Premium

Comp

Carrier

WHITE RIVER HEALTH SYSTEM GROUP FLEXIBLE SPENDING ACCOUNT PLAN

$65K

$9K

AMERICAN FIDELITY ASSURANCE COMPANY

JENKINS & WYNNE, INC

JENKINS & WYNNE, INC VISION PLAN

$15K

$2K

METROPOLITAN LIFE INSURANCE COMPANY

GUSTINE UNIFIED SCHOOL DISTRICT

$8K

$1K

PRINCIPAL LIFE INSURANCE COMPANY