Welfare broker

AMERICAN CENTRAL INSURANCE

Mailing address (most recent filing)

3300 HEDLEY RD

SPRINGFIELD, IL 62711

Total comp: $31K
Commissions: $11K
Fees: $20K
Filings: 1
Sponsors: 1

Carrier mix

Where AMERICAN CENTRAL INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

NATIONWIDE LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
NATIONWIDE LIFE INSURANCE COMPANY	1	$586K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	1	$586K	0.0%	28.49x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of AMERICAN CENTRAL INSURANCE's plans by broker comp / premium ratio. Median 6.04% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of AMERICAN CENTRAL INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where AMERICAN CENTRAL INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MID-STATE TANK CO., INC. MID-STATE TANK CO., INC. EMPLOYEE BENEFITS PLAN	IL	$586K	$35K	NATIONWIDE INSURANCE COMPANY