Welfare broker

AMERICAN BENEFITS & COMPENS SYSTEM

Mailing address (most recent filing)

101 PARK AVE 14TH FLOOR

NEW YORK, NY 10178

Total comp: $63K
Commissions: $63K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where AMERICAN BENEFITS & COMPENS SYSTEM places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRUDENTIAL INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRUDENTIAL INSURANCE COMPANY OF AMERICA	1	$53.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$53.5M	0.0%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of AMERICAN BENEFITS & COMPENS SYSTEM's plans by broker comp / premium ratio. Median 0.19% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of AMERICAN BENEFITS & COMPENS SYSTEM's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where AMERICAN BENEFITS & COMPENS SYSTEM is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VERIZON COMMUNICATIONS INC. VERIZON WELFARE BENEFIT PLAN FOR MID-ATLANTIC ASSOCIATES	NJ	$53.5M	$101K	PRUDENTIAL INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

PRUDENTIAL INSURANCE COMPANY OF AMERICA

$53.5M

100.0%

State

Plans

Premium

State share

Index

$53.5M

0.0%

46.37x

Sponsor

Loc

Premium

Comp

Carrier

VERIZON COMMUNICATIONS INC.

VERIZON WELFARE BENEFIT PLAN FOR MID-ATLANTIC ASSOCIATES

$53.5M

$101K

PRUDENTIAL INSURANCE COMPANY OF AMERICA