Welfare broker

AMERICAN BENEFITS AND

Mailing address (most recent filing)

COMPENSATION SYSTEMS INC

101 PARK AVE. FLOOR 14

NEW YORK, NY 101782103

Total comp: $102K
Commissions: $0
Fees: $102K
Filings: 2
Sponsors: 2

Carrier mix

Where AMERICAN BENEFITS AND places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	1	$52K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	1	$52K	0.0%	17.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of AMERICAN BENEFITS AND's plans by broker comp / premium ratio. Median 2.08% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of AMERICAN BENEFITS AND's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where AMERICAN BENEFITS AND is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ANHEUSER-BUSCH COMPANIES, LLC GROUP INSURANCE PLAN FOR CERTAIN RETIREES OF ANHEUSER-BUSCH COMPANIES, LLC AND ITS SUBSIDIARIES	MO	$52K	$1K	METROPOLITAN LIFE INSURANCE COMPANY