Welfare broker

ALTUS OAK FINANCIAL INS SRVCS INC

Mailing address (most recent filing)

2 EXECUTIVE CIR

SUITE 260

IRVINE, CA 926146783

Total comp: $4K
Commissions: $4K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where ALTUS OAK FINANCIAL INS SRVCS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	2	$41K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	2	$41K	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ALTUS OAK FINANCIAL INS SRVCS INC's plans by broker comp / premium ratio. Median 8.57% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of ALTUS OAK FINANCIAL INS SRVCS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ALTUS OAK FINANCIAL INS SRVCS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DISCO HI-TEC AMERICA, INC. DISCO LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT PLAN	CA	$20K	$2K	METROPOLITAN LIFE INSURANCE COMPANY
DISCO HI-TEC AMERICA, INC. DISCO LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT PLAN	CA	$20K	$2K	METROPOLITAN LIFE INSURANCE COMPANY

Carrier

Plans

Premium

METROPOLITAN LIFE INSURANCE COMPANY

$41K

100.0%

State

Plans

Premium

State share

Index

$41K

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

DISCO HI-TEC AMERICA, INC.

DISCO LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT PLAN

$20K

$2K

METROPOLITAN LIFE INSURANCE COMPANY

DISCO HI-TEC AMERICA, INC.

DISCO LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT PLAN

$20K

$2K

METROPOLITAN LIFE INSURANCE COMPANY