Welfare broker

ALTOMORE FINANCIAL GROUP, INC.

Mailing address (most recent filing)

1680 ROUTE 23 N

WAYNE, NJ 07470

Total comp: $85K
Commissions: $66K
Fees: $19K
Filings: 1
Sponsors: 1

Carrier mix

Where ALTOMORE FINANCIAL GROUP, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HORIZON HEALTHCARE SERVICES, INC.100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HORIZON HEALTHCARE SERVICES, INC.	1	$2.0M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$2.0M	0.0%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ALTOMORE FINANCIAL GROUP, INC.'s plans by broker comp / premium ratio. Median 4.58% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ALTOMORE FINANCIAL GROUP, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ALTOMORE FINANCIAL GROUP, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LA CASA DE DON PEDRO, INC. LA CASA DE DON PEDRO, INC. WELFARE BENEFIT PLAN	NJ	$2.0M	$90K	HORIZON HEALTHCARE SERVICES, INC.