Welfare broker

ALTOMARE FINANCIAL GROUP, INC.

Mailing address (most recent filing)

1680 ROUTE 23 N

WAYNE, NJ 07470

Total comp: $993K
Commissions: $834K
Fees: $159K
Filings: 27
Sponsors: 27

Carrier mix

Where ALTOMARE FINANCIAL GROUP, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HORIZON HEALTHCARE SERVICES, INC.80.0%
USABLE LIFE20.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HORIZON HEALTHCARE SERVICES, INC.	12	$16.1M	80.0%
USABLE LIFE	3	$48K	20.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	15	$16.2M	0.6%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ALTOMARE FINANCIAL GROUP, INC.'s plans by broker comp / premium ratio. Median 6.00% vs welfare-wide median 6.29% (n=15).

Prospect-flag exposure · vs market baseline

Share of ALTOMARE FINANCIAL GROUP, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-15 of 15 sponsors where ALTOMARE FINANCIAL GROUP, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NDI ENGINEERING COMPANY NDI ENGINEERING COMPANY HEALTH & WELFARE BENEFITS PLAN	NJ	$1.8M	$133K	HORIZON HEALTHCARE SERVICES, INC.
ULMA FORM WORKS, INC ULMA FORM WORKS BENEFIT PLAN	NJ	$1.8M	$118K	HORIZON HEALTHCARE SERVICES, INC.
JOB HAINES HOME JOB HAINES HOME WELFARE BENEFIT PLAN	NJ	$2.3M	$102K	HORIZON HEALTHCARE SERVICES, INC.
PARTNERSHIP FOR MATERNAL & CHILD HEALTH OF NORTHERN NJ PARTNERSHIP FOR MATERNAL & CHILD HEALTH OF NORTHERN NJ EMPLOYEE BENEFITS WELFARE PLAN	NJ	$1.3M	$97K	HORIZON HEALTHCARE SERVICES, INC
CENTRAL JERSEY FAMILY HEALTH CONSORTIUM CENTRAL JERSEY FAMILY HEALTH CONSORTIUM WELFARE BENEFIT PLAN	NJ	$1.7M	$88K	HORIZON HEALTHCARE SERVICES, INC.
CIRCLE OF CARE FOR FAMILIES AND CHILDREN OF PASSAIC COUNTY, INC. EMPLOYEE BENEFIT PLAN OF CIRCLE OF CARE FOR FAMILIES AND CHILDREN OF PASSAIC COUNTY, INC.	NJ	$1.5M	$87K	HORIZON HEALTHCARE SERVICES, INC.
DATACOLOR, INC. DATACOLOR, INC. FLEX AND WELFARE BENEFIT PLAN	NJ	$1.7M	$81K	HORIZON HEALTHCARE SERVICES, INC.
INNOVATION LABS INC. INNOVATION LABS INC. HEALTH & WELFARE PLAN	NJ	$1.4M	$79K	HORIZON HEALTHCARE SERVICES, INC.
JACK DANIELS MOTORS JACK DANIELS MOTORS	NJ	$1.2M	$72K	HORIZON HEALTHCARE SERVICES, INC.
STOKES HEALTHCARE, INC. STOKES HEALTHCARE HEALTH & WELFARE BENEFITS PLAN	NJ	$677K	$40K	HORIZON HEALTHCARE SERVICES, INC.
COMMUNITY REALTY MANAGEMENT COMMUNITY REALTY MANAGEMENT WELFARE BENEFITS PLAN	NJ	$204K	$31K	HORIZON HEALTHCARE SERVICES, INC.
BOARD OF TRUSTEES OF PRINTERS PUBLISHERS AND MEDIA WORKERS BENEFIT FUN PRINTERS PUBLISHERS AND MEDIA WORKERS BENEFIT FUND	NJ	$623K	$31K	HORIZON HEALTHCARE SERVICES, INC.
J & K INGREDIENTS LLC J & K INGREDIENTS LLC LIFE AND AD&D PLAN	NJ	$27K	$6K	USABLE LIFE
FELDMAN BROTHERS ELECTRICAL SUPPLY CO., INC. THE FELDMAN BROTHERS ELECTRICAL SUPPLY CO. GROUP LIFE PLAN	NJ	$17K	$4K	USABLE LIFE
KROWNE METAL CORP KROWNE METAL CORP HEALTH AND WELFARE BENEFIT PLAN	NJ	$5K	$1K	USABLE LIFE