Welfare broker

ALTERNATIVE INSURANCE RESOURCES INC

Mailing address (most recent filing)

PO BOX 660787

BIRMINGHAM, AL 35266

Total comp: $89K
Commissions: $89K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where ALTERNATIVE INSURANCE RESOURCES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SUN LIFE ASSURANCE COMPANY OF CANADA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$1.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$1.1M	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ALTERNATIVE INSURANCE RESOURCES INC's plans by broker comp / premium ratio. Median 8.06% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ALTERNATIVE INSURANCE RESOURCES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ALTERNATIVE INSURANCE RESOURCES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PENSACOLA CHRISTIAN COLLEGE, INC. PENSACOLA CHRISTIAN COLLEGE, INC. EMPLOYEE BENEFIT PLAN	FL	$1.1M	$89K	SUNLIFE ASSURANCE COMPANY OF CANADA

Carrier

Plans

Premium

SUN LIFE ASSURANCE COMPANY OF CANADA

$1.1M

100.0%

State

Plans

Premium

State share

Index

$1.1M

0.0%

25.39x

Sponsor

Loc

Premium

Comp

Carrier

PENSACOLA CHRISTIAN COLLEGE, INC.

PENSACOLA CHRISTIAN COLLEGE, INC. EMPLOYEE BENEFIT PLAN

$1.1M

$89K

SUNLIFE ASSURANCE COMPANY OF CANADA