Welfare broker

ALPINE INSURANCE AGENCY

Mailing address (most recent filing)

PO BOX 1689

SPANISH FORK, UT 84660

Total comp: $84K
Commissions: $70K
Fees: $14K
Filings: 3
Sponsors: 3

Carrier mix

Where ALPINE INSURANCE AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC	1	$224K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
UT	1	$224K	0.1%	131.45x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ALPINE INSURANCE AGENCY's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.29% (n=0).

Prospect-flag exposure · vs market baseline

Share of ALPINE INSURANCE AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ALPINE INSURANCE AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AMERICAN BENEFITS COMPANY INC AMERICAN BENEFITS COMPANY INC	UT	$224K	$0	EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH INC