Welfare broker

ALLMAN INSURANCE SERVICES, INC.

Mailing address (most recent filing)

PO BOX 662

INSTITUTE, WV 251120662

Total comp: $90K
Commissions: $90K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where ALLMAN INSURANCE SERVICES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	1	$70K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WV	1	$70K	0.2%	276.42x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ALLMAN INSURANCE SERVICES, INC.'s plans by broker comp / premium ratio. Median 7.61% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ALLMAN INSURANCE SERVICES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ALLMAN INSURANCE SERVICES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SOUTHWESTERN COMMUNITY ACTION COUNCIL, INC. SOUTHWESTERN COMMUNITY ACTION COUNCIL, INC. WELFARE BENEFIT PLAN	WV	$70K	$5K	METROPOLITAN LIFE INSURANCE COMPANY