Welfare broker

ALLEN CARTER

Mailing address (most recent filing)

PO BOX 809

ATHENS, TN 37371

Total comp: $689K
Commissions: $689K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where ALLEN CARTER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$17.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	2	$17.8M	0.1%	65.05x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ALLEN CARTER's plans by broker comp / premium ratio. Median 5.05% vs welfare-wide median 6.40% (n=2).

Prospect-flag exposure · vs market baseline

Share of ALLEN CARTER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ALLEN CARTER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
JMS RUSSEL METALS CORP JMS RUSSEL METALS CORP EMPLOYEE BENEFITS PLAN	TN	$16.9M	$635K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.
J & S RESTAURANTS, INC. J & S RESTAURANTS, INC. EMPLOYEE BENEFITS PLAN	TN	$907K	$58K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.