Welfare broker

ALLEGIANCE BENEFIT PLAN MANAGEMENT

Mailing address (most recent filing)

2806 S GARFIELD

MISSOULA, MT 59801

Total comp: $107K
Commissions: $97K
Fees: $10K
Filings: 5
Sponsors: 5

Carrier mix

Where ALLEGIANCE BENEFIT PLAN MANAGEMENT places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HCC LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HCC LIFE INSURANCE COMPANY	1	$790K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MT	1	$790K	0.4%	434.38x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ALLEGIANCE BENEFIT PLAN MANAGEMENT's plans by broker comp / premium ratio. Median 8.07% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ALLEGIANCE BENEFIT PLAN MANAGEMENT's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ALLEGIANCE BENEFIT PLAN MANAGEMENT is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WATKINS BENEFITS, LLC HEALTH BENEFITS PLAN FOR EMPLOYEES OF WATKINS BENEFITS, LLC	MT	$790K	$64K	THE NORTH RIVER INSURANCE COMPANY