Welfare broker

ALJAY INSURANCE BROKERAGE LTD

Mailing address (most recent filing)

PO BOX 644

COMMACK, NY 11725

Total comp: $2K
Commissions: $2K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where ALJAY INSURANCE BROKERAGE LTD places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED HEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED HEALTHCARE INSURANCE COMPANY	1	$3.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$3.9M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ALJAY INSURANCE BROKERAGE LTD's plans by broker comp / premium ratio. Median 0.10% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ALJAY INSURANCE BROKERAGE LTD's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ALJAY INSURANCE BROKERAGE LTD is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MATERIAL YARD WORKERS LOCAL 1175 WELFARE MATERIAL YARD WORKERS LOCAL 1175 WELFARE FUND	NY	$3.9M	$4K	UNITED HEALTHCARE INSURANCE COMPANY