Welfare broker

AJG BENEFIT SERVICES

Mailing address (most recent filing)

300 CENTREVILLE RD STE 100 EAST

WARWICK, RI 02886

Total comp: $37K
Commissions: $33K
Fees: $4K
Filings: 11
Sponsors: 11

Carrier mix

Where AJG BENEFIT SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$3.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
RI	1	$3.1M	0.3%	404.58x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of AJG BENEFIT SERVICES's plans by broker comp / premium ratio. Median 0.21% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of AJG BENEFIT SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where AJG BENEFIT SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WEST BAY RESIDENTIAL SERVICES, INC. WEST BAY RESIDENTIAL SERVICES, INC. WELFARE WRAP PLAN	RI	$3.1M	$7K	BLUE CROSS BLUE SHIELD OF RHODE ISLAND