Welfare broker

AFFORDABLE EMPLOYEE BENEFITS LLC

Mailing address (most recent filing)

PO BOX 96

ECRU, MS 38841

Total comp: $213K
Commissions: $193K
Fees: $20K
Filings: 5
Sponsors: 5

Carrier mix

Where AFFORDABLE EMPLOYEE BENEFITS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MS	1	$1.1M	0.2%	248.48x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of AFFORDABLE EMPLOYEE BENEFITS LLC's plans by broker comp / premium ratio. Median 6.37% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of AFFORDABLE EMPLOYEE BENEFITS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where AFFORDABLE EMPLOYEE BENEFITS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AFFORDABLE FURNITURE MFG. CO., INC. AFFORDABLE FURNITURE MFG. CO., INC. WELFARE BENEFIT PLAN	MS	$1.1M	$69K	BLUE CROSS & BLUE SHIELD OF MISSISSIPPI