Welfare broker

AEGIS GENERAL INSURANCE AGENCY

Mailing address (most recent filing)

4507 N FRONT STREET

STE 200

HARRISBURG, PA 17110

Total comp: $100K
Commissions: $100K
Fees: $0
Filings: 8
Sponsors: 8

Carrier mix

Where AEGIS GENERAL INSURANCE AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
AXIS INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$280K	50.0%
AXIS INSURANCE COMPANY	1	$398K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	2	$678K	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of AEGIS GENERAL INSURANCE AGENCY's plans by broker comp / premium ratio. Median 8.20% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of AEGIS GENERAL INSURANCE AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where AEGIS GENERAL INSURANCE AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
KLOVER SEPA, INC. KLOVER SEPA, INC. EMPLOYEE BENEFITS PLAN	PA	$398K	$53K	AXIS INSURANCE COMPANY
ALC/LVMA MANAGEMENT COMPANY ALC/LVMA MANAGEMENT COMPANY EMPLOYEE BENEFIT PLAN	PA	$280K	$9K	OPTUM HEALTH (UNIMERICA INSURANCE COMPANY)

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$280K

50.0%

AXIS INSURANCE COMPANY

$398K

50.0%

State

Plans

Premium

State share

Index

$678K

0.0%

23.98x

Sponsor

Loc

Premium

Comp

Carrier

KLOVER SEPA, INC.

KLOVER SEPA, INC. EMPLOYEE BENEFITS PLAN

$398K

$53K

AXIS INSURANCE COMPANY

ALC/LVMA MANAGEMENT COMPANY

ALC/LVMA MANAGEMENT COMPANY EMPLOYEE BENEFIT PLAN

$280K

$9K

OPTUM HEALTH (UNIMERICA INSURANCE COMPANY)