Welfare broker

AEBLY & ASSOCIATES INS SVCS INC

Mailing address (most recent filing)

1471 UNION ROAD

WEST SENECA, NY 14304

Total comp: $84K
Commissions: $84K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where AEBLY & ASSOCIATES INS SVCS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

INDEPENDENT HEALTH100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
INDEPENDENT HEALTH	1	$4.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$4.3M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of AEBLY & ASSOCIATES INS SVCS INC's plans by broker comp / premium ratio. Median 1.97% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of AEBLY & ASSOCIATES INS SVCS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where AEBLY & ASSOCIATES INS SVCS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BOARD OF TRUSTEES BUFFALO LABORERS WELFARE FUND BUFFALO LABORERS WELFARE FUND	NY	$4.3M	$84K	INDEPENDENT HEALTH BENEFITS CORPORATION