Welfare broker

ADVANTAAGE BENEFIT GROUP

Mailing address (most recent filing)

1 IONIA AVE SW

SUITE 300

GRAND RAPIDS, MI 49503

Total comp: $22K
Commissions: $16K
Fees: $6K
Filings: 1
Sponsors: 1

Carrier mix

Where ADVANTAAGE BENEFIT GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DELTA DENTAL OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DELTA DENTAL OF CALIFORNIA	1	$244K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$244K	0.0%	41.19x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ADVANTAAGE BENEFIT GROUP's plans by broker comp / premium ratio. Median 11.95% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of ADVANTAAGE BENEFIT GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ADVANTAAGE BENEFIT GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FLORACRAFT, INC. FLORACRAFT, INC. GROUP INSURANCE PLAN	MI	$244K	$29K	DELTA DENTAL OF MICHIGAN