Welfare broker

ADVANCED STRATEGIES, INC.

Mailing address (most recent filing)

340 E N WATER ST

UNIT 1900

CHICAGO, IL 60611

Carrier mix

Where ADVANCED STRATEGIES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$4.1M	50.0%
PRINCIPAL LIFE INSURANCE COMPANY	1	$0	25.0%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$167K	25.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	4	$4.2M	0.1%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ADVANCED STRATEGIES, INC.'s plans by broker comp / premium ratio. Median 6.03% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of ADVANCED STRATEGIES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where ADVANCED STRATEGIES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AVANT COMMUNICATIONS LLC WELFARE BENEFIT PLAN AVANT COMMUNICATIONS LLC	IL	$2.7M	$165K	BLUECROSS BLUESHIELD OF ILLINOIS
12 INTERACTIVE, LLC 12 INTERACTIVE, LLC DBA PERKSPOT HEALTH PLAN	IL	$1.3M	$52K	BLUECROSS BLUESHIELD OF ILLINOIS
12 INTERACTIVE, LLC 12 INTERACTIVE, LLC DBA PERKSPOT WELFARE BENEFITS PLAN	IL	$167K	$20K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
CERTARES HOMECOMING LLC CERTARES HOMECOMING LLC	IL	$0	$10K	PRINCIPAL LIFE INSURANCE COMPANY