Welfare broker

ADVANCED BENEFIT CONSULTING

Mailing address (most recent filing)

P.O. BOX 6677

FULLERTON, CA 92834

Total comp: $123K
Commissions: $115K
Fees: $8K
Filings: 4
Sponsors: 4

Carrier mix

Where ADVANCED BENEFIT CONSULTING places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HARTFORD LIFE AND ACCIDENT33.3%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY33.3%
AMERICAN NATIONAL INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HARTFORD LIFE AND ACCIDENT	1	$50K	33.3%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$160K	33.3%
AMERICAN NATIONAL INSURANCE COMPANY	1	$278K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	3	$488K	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ADVANCED BENEFIT CONSULTING's plans by broker comp / premium ratio. Median 14.83% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of ADVANCED BENEFIT CONSULTING's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where ADVANCED BENEFIT CONSULTING is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PARK WEST COMPANIES, INC. PARK WEST COMPANIES, INC. EMPLOYEE HEALTH BENEFIT PLAN	CA	$278K	$41K	AMERICAN NATIONAL LIFE INSURANCE COMPANY OF TEXAS
TRI-WEST, LTD. TRI-WEST, LTD. EMPLOYEE HEALTH BENEFIT PLAN	CA	$160K	$27K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
TRIANGLE DISTRIBUTING CO. TRIANGLE DISTRIBUTING CO. EMPLOYEE HEALTH BENEFIT PLAN	CA	$50K	$2K	HARTFORD LIFE AND ACCIDENT

Carrier

Plans

Premium

HARTFORD LIFE AND ACCIDENT

$50K

33.3%

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

$160K

33.3%

AMERICAN NATIONAL INSURANCE COMPANY

$278K

33.3%

State

Plans

Premium

State share

Index

$488K

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

PARK WEST COMPANIES, INC.

PARK WEST COMPANIES, INC. EMPLOYEE HEALTH BENEFIT PLAN

$278K

$41K

AMERICAN NATIONAL LIFE INSURANCE COMPANY OF TEXAS

TRI-WEST, LTD.

TRI-WEST, LTD. EMPLOYEE HEALTH BENEFIT PLAN

$160K

$27K

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

TRIANGLE DISTRIBUTING CO.

TRIANGLE DISTRIBUTING CO. EMPLOYEE HEALTH BENEFIT PLAN

$50K

$2K

HARTFORD LIFE AND ACCIDENT