Welfare broker

ADVANCE BENEFIT SYSTEM INC

Mailing address (most recent filing)

145 RIVER LANDING DRIVE

DANIEL ISLAND, SC 29492

Total comp: $62K
Commissions: $62K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where ADVANCE BENEFIT SYSTEM INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CALIFORNIA CHOICE100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CALIFORNIA CHOICE	1	$1.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$1.2M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ADVANCE BENEFIT SYSTEM INC's plans by broker comp / premium ratio. Median 9.98% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ADVANCE BENEFIT SYSTEM INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ADVANCE BENEFIT SYSTEM INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
JOSHUA GRADING AND EXCAVATING JOSHUA GRADING AND EXCAVATING WELFARE BENEFITS PLAN	CA	$1.2M	$116K	CALIFORNIA CHOICE