Welfare broker

ADIRONDACKTRUSTCOFINANCIALSRVCSINC

Mailing address (most recent filing)

31 CHURCH ST

4TH FLOOR

SARATOGA SPRINGS, NY 12866

Total comp: $58K
Commissions: $58K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where ADIRONDACKTRUSTCOFINANCIALSRVCSINC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

LINCOLNLIFE&AUNNUITYCOMPANYOFNEWYORK50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
LINCOLNLIFE&AUNNUITYCOMPANYOFNEWYORK	1	$73K	50.0%
BLUE CROSS OF CALIFORNIA	1	$0	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	2	$73K	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ADIRONDACKTRUSTCOFINANCIALSRVCSINC's plans by broker comp / premium ratio. Median 10.20% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ADIRONDACKTRUSTCOFINANCIALSRVCSINC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ADIRONDACKTRUSTCOFINANCIALSRVCSINC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LEE & MASON FINANCIAL SERVICES INC. LEE & MASON FINANCIAL SERVICES INC	NY	$0	$50K	HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC
LEE & MASON FINANCIAL SERVICES INC. LEE & MASON FINANCIAL SERVICES INC	NY	$73K	$7K	LINCOLNLIFE&AUNNUITYCOMPANYOFNEWYORK

Carrier

Plans

Premium

LINCOLNLIFE&AUNNUITYCOMPANYOFNEWYORK

$73K

50.0%

BLUE CROSS OF CALIFORNIA

50.0%

State

Plans

Premium

State share

Index

$73K

0.0%

19.82x

Sponsor

Loc

Premium

Comp

Carrier

LEE & MASON FINANCIAL SERVICES INC.

LEE & MASON FINANCIAL SERVICES INC

$50K

HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC

LEE & MASON FINANCIAL SERVICES INC.

LEE & MASON FINANCIAL SERVICES INC

$73K

$7K

LINCOLNLIFE&AUNNUITYCOMPANYOFNEWYORK