Welfare broker

ACRIALPS LLC

Mailing address (most recent filing)

C/O ACRIALPS LLC

GRAND RAPIDS, MI 49501

Total comp: $195K
Commissions: $160K
Fees: $35K
Filings: 21
Sponsors: 21

Carrier mix

Where ACRIALPS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY50.0%
HM LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$35K	50.0%
HM LIFE INSURANCE COMPANY	1	$123K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$123K	0.0%	11.99x
CA	1	$35K	0.0%	6.38x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ACRIALPS LLC's plans by broker comp / premium ratio. Median 14.96% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of ACRIALPS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ACRIALPS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AMERICAN VISION WINDOWS AMERICAN VISION WINDOWS, INC BENEFITS PLAN	CA	$35K	$8K	PRINCIPAL LIFE INSURANCE COMPANY
LEO KOB CO., INC. LEO KOB COMPANY, INC. EMPLOYEE BENEFIT PLAN	PA	$123K	$7K	HM LIFE INSURANCE COMPANY

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$35K

50.0%

HM LIFE INSURANCE COMPANY

$123K

50.0%

State

Plans

Premium

State share

Index

$123K

0.0%

11.99x

$35K

0.0%

6.38x

Sponsor

Loc

Premium

Comp

Carrier

AMERICAN VISION WINDOWS

AMERICAN VISION WINDOWS, INC BENEFITS PLAN

$35K

$8K

PRINCIPAL LIFE INSURANCE COMPANY

LEO KOB CO., INC.

LEO KOB COMPANY, INC. EMPLOYEE BENEFIT PLAN

$123K

$7K

HM LIFE INSURANCE COMPANY