Welfare broker

ACCESS HEALTH INSURANCE SERVICES,

Mailing address (most recent filing)

950 BOARDWALK, SUITE 205

SAN MARCOS, CA 92078

Total comp: $77K
Commissions: $77K
Fees: $49
Filings: 2
Sponsors: 2

Carrier mix

Where ACCESS HEALTH INSURANCE SERVICES, places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY50.0%
KAISER FOUNDATION HEALTH PLAN INC50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$485K	50.0%
KAISER FOUNDATION HEALTH PLAN INC	1	$667K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	2	$1.2M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ACCESS HEALTH INSURANCE SERVICES,'s plans by broker comp / premium ratio. Median 9.80% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of ACCESS HEALTH INSURANCE SERVICES,'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ACCESS HEALTH INSURANCE SERVICES, is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VANGUARD INDUSTRIES EAST, INC. VANGUARD INDUSTRIES, INC. EMPLOYEE BENEFIT PLAN	CA	$485K	$56K	PRINCIPAL LIFE INSURANCE COMPANY
SYMONS FIRE PROTECTION SYMONS FIRE PROTECTION WELFARE BENEFIT PLAN	CA	$667K	$54K	KAISER FOUNDATION HEALTH PLAN, INC.

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$485K

50.0%

KAISER FOUNDATION HEALTH PLAN INC

$667K

50.0%

State

Plans

Premium

State share

Index

$1.2M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

VANGUARD INDUSTRIES EAST, INC.

VANGUARD INDUSTRIES, INC. EMPLOYEE BENEFIT PLAN

$485K

$56K

PRINCIPAL LIFE INSURANCE COMPANY

SYMONS FIRE PROTECTION

SYMONS FIRE PROTECTION WELFARE BENEFIT PLAN

$667K

$54K

KAISER FOUNDATION HEALTH PLAN, INC.