Welfare broker

4MYBENEFITS, INC.

Mailing address (most recent filing)

4600 MCAULEY PLACE, SUITE 250

BLUE ASH, OH 45242

Total comp: $393K
Commissions: $185K
Fees: $208K
Filings: 16
Sponsors: 16

Carrier mix

Where 4MYBENEFITS, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SUN LIFE ASSURANCE COMPANY OF CANADA50.0%
METROPOLITAN LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$6.6M	50.0%
METROPOLITAN LIFE INSURANCE COMPANY	1	$782K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	2	$7.4M	0.0%	7.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of 4MYBENEFITS, INC.'s plans by broker comp / premium ratio. Median 3.15% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of 4MYBENEFITS, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where 4MYBENEFITS, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CHEMED CORPORATION CHEMED CORPORATION HEALTH AND WELFARE PLAN	OH	$6.6M	$328K	SUN LIFE ASSURANCE COMPANY OF CANADA
LION GROUP, INC. LION GROUP, INC. GROUP HEALTH PLAN	OH	$782K	$11K	METROPOLITAN LIFE INSURANCE COMPANY

Carrier

Plans

Premium

SUN LIFE ASSURANCE COMPANY OF CANADA

$6.6M

50.0%

METROPOLITAN LIFE INSURANCE COMPANY

$782K

50.0%

State

Plans

Premium

State share

Index

$7.4M

0.0%

7.72x

Sponsor

Loc

Premium

Comp

Carrier

CHEMED CORPORATION

CHEMED CORPORATION HEALTH AND WELFARE PLAN

$6.6M

$328K

SUN LIFE ASSURANCE COMPANY OF CANADA

LION GROUP, INC.

LION GROUP, INC. GROUP HEALTH PLAN

$782K

$11K

METROPOLITAN LIFE INSURANCE COMPANY