| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SCOUT BENEFITS GROUP LLC3 | 500 N WALKER AVE STE 100 OKLAHOMA CITY, OK 73102 | BLUECROSS BLUESHIELD OF OKLAHOMA | $25K | — | $25K | 5.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT | 615 E BRITTON ROAD OKLAHOMA CITY, OK 73114 | DELTA DENTAL | $5K | — | $5K | 10.00% |
| SCOUT BENEFITS GROUP LLC3 | 500 N WALKER AVE STE 100 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT | 736 S STONE AVE LA GRANGE, IL 60523 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 4.38% |
| SCOUT BENEFITS GROUP LLC3 | 500 N WALKER AVE STE 100 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT | 736 S STONE AVE LA GRANGE, IL 60523 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $912 | $912 | 3.97% |
| SCOUT BENEFITS GROUP LLC3 | 500 N WALKER AVE STE 100 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT | 736 S STONE AVE LA GRANGE, IL 60523 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $847 | $847 | 4.39% |
| SCOUT BENEFITS GROUP LLC3 | 500 N WALKER AVE STE 100 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT | 736 S STONE AVE LA GRANGE, IL 60523 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $549 | $549 | 4.25% |
| SCOUT BENEFITS GROUP LLC3 | 103 DEAN A MCGEE AVE STE 50 OKLAHOMA CITY, OK 73102 | VISION SERVICE PLAN | $634 | — | $634 | 7.48% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT | PO BOX 95287 CHICAGO, IL 60694 | VISION SERVICE PLAN | $80 | — | $80 | 0.94% |
| EMPLOYEE NAVIGATOR, LLC3 | 7979 OLD GEORGETOWN RD STE 300 BETHESDA, MD 20814 | VISION SERVICE PLAN | $17 | — | $17 | 0.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 116 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 116 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 159 | $496K |
| Dental | DELTA DENTAL | 88 | $45K |
| Vision | VISION SERVICE PLAN | 85 | $8K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 200 | $37K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 61 | $19K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 201 | $23K |
| Other(3 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 200 | $56K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 201 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.