| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE SEGAL COMPANY3 Filed as: SEGAL COMPANY ARIZONA INC | 1230 W WASHINGTON ST #501 TEMPE, AZ 85281 | HUMANA INSURANCE COMPANY | $99K | — | $99K | 25.07% |
| THE SEGAL COMPANY3 Filed as: THE SEGAL COMPANY (EASTERN STATES) | 333 WEST 34TH STREET, SUITE 2 NEW YORK, NY 10001 | THE UNION LABOR LIFE INSURANCE COMPANY | $2K | — | $2K | 1.55% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HAWAII ELECTRICIANS ADMIN OFFICE EIN 99-0109237 ADMINISTRATIVE OFFICE | Plan Administrator Service code 14 | 1935 HAU STREET, SUITE 450 HONOLULU, HI 96819 | $719K |
| HAWAII WESTERN MANAGEMENT GROUP EIN 94-3193724 NONE | Claims processing Service code 12 | 220 SOUTH KING STREET, SUITE 1200 HONOLULU, HI 96813 | $606K |
| THE SEGAL COMPANY EIN 94-1503999 NONE | Consulting (general); Actuarial; Insurance brokerage commissions and fees Service code 11 | — | $208K |
| HAWAII DENTAL SERVICE EIN 99-0107971 NONE | Claims processing Service code 12 | 900 FORT STREET MALL, SUITE 1900 HONOLULU, HI 96813 | $171K |
| SIERRA INVESTMENT PARTNERS, INC. EIN 68-0370668 NONE | Investment management Service code 28 | 101 YGNACIO VALLEY ROAD, SUITE 300 WALNUT CREEK, CA 94596 | $85K |
| SSI INVESTMENT MANAGEMENT EIN 83-3986484 NONE | Investment management; Soft dollars commissions Service code 28 | 2121 AVENUE OF THE STARS, STE 2050 LOS ANGELES, CA 90067 | $78K |
| SINGERLEWAK LLP EIN 95-2302617 NONE | Accounting (including auditing) Service code 10 | 500 ALA MOANA BLVD, SUITE 2-302 HONOLULU, HI 96813 | $67K |
| RAYMOND JAMES & ASSOCIATES EIN 59-1237041 NONE | Investment advisory (plan) Service code 27 | 880 CARILLON PARKWAY ST. PETERSBURG, FL 33716 | $55K |
| FIRST HAWAIIAN BANK EIN 99-0034327 PARTY IN INTEREST | Account maintenance fees; Investment management Service code 28 | PO BOX 3708 HONOLULU, HI 96811 | $42K |
| VISION SERVICE PLAN EIN 99-0247673 NONE | Claims processing Service code 12 | — | $39K |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 NONE | Claims processing Service code 12 | — | $39K |
| FOCUS INVESTMENT ADVISORS EIN 81-1193503 NONE | Investment management Service code 28 | 514 VIA DE LA VALLE STE 200 SOLANA BEACH, CA 92075 | $35K |
| CENTRAL PACIFIC BANK EIN 99-0309010 NONE | Custodial (other than securities); Custodial (securities) Service code 18 | PO BOX 1400 HONOLULU, HI 96807 | $35K |
| OAKHURST CAPITAL MANAGEMENT EIN 85-3620002 NONE | Investment management Service code 28 | 1875 CENTURY PARK EAST, SUITE 950 LOS ANGELES, CA 90067 | $23K |
| YEE & KAWASHIMA LLLP EIN 47-3636548 NONE | Legal Service code 29 | 1000 BISHOP STREET, SUITE 908 HONOLULU, HI 96813 | $11K |
| HUDSON EDGE INVESTMENT PARTNERS EIN 51-1296988 NONE | Finders' fees / placement fees; Soft dollars commissions; Investment management Service code 28 | 525 WASHINGTON BLVD, SUITE 2250 JERSEY CITY, NJ 07310 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,901 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 684 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,585 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HAWAII MEDICAL SERVICE ASSOCIATION | 752 | $2.3M |
| Life insurance | PACIFIC GUARDIAN LIFE INSURANCE | 1,804 | $58K |
| Short-term disability | PACIFIC GUARDIAN LIFE INSURANCE | 1,881 | $544K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 2,071 | $103K |
| Other | PACIFIC GUARDIAN LIFE INSURANCE | 1,804 | $58K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,071 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.