Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingThe primary carrier changed from the prior filing. The plan has shown it will move. Pitch it again on the next cycle.
Broker compensation exceeds 5% of premium. This is a small-plan minimum fee or a costly broker setup that a competing bid can beat.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
STDLifeOther | STDLifeOther | |
Broker: Segal Company Arizona Inc Health | Health | |
Broker: The Segal Company (Eastern States) Stop-loss | Stop-loss |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 4 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,799 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 687 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,486 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA INSURANCE COMPANY | 746 | $585K |
| Life insurance | PACIFIC GUARDIAN LIFE INSURANCE | 1,788 | $58K |
| Short-term disability | PACIFIC GUARDIAN LIFE INSURANCE | 1,832 | $542K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 2,043 | $124K |
| Other | PACIFIC GUARDIAN LIFE INSURANCE | 1,788 | $58K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,043 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions |
|---|---|
Carrier: Humana Insurance Company | |
Carrier: The Union Labor Life Insurance Company |
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HAWAII ELECTRICIANS ADMIN OFFICE EIN 99-0109237 ADMINISTRATIVE OFFICE | Plan Administrator Service code 14 | 1935 HAU STREET, SUITE 450 HONOLULU, HI 96819 | $732K |
| HAWAII WESTERN MANAGEMENT GROUP EIN 94-3193724 NONE | Claims processing Service code 12 | 220 SOUTH KING STREET, SUITE 1200 HONOLULU, HI 96813 | $628K |
| THE SEGAL COMPANY EIN 94-1503999 NONE | Insurance brokerage commissions and fees; Consulting (general); Actuarial Service code 11 | 180 HOWARD STREET, STE 1100 SAN FRANCISCO, CA 94105 | $319K |
| HAWAII DENTAL SERVICE EIN 99-0107971 NONE | Claims processing Service code 12 | 900 FORT STREET MALL, SUITE 1900 HONOLULU, HI 96813 | $176K |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 NONE | Claims processing Service code 12 | — | $139K |
| SIERRA INVESTMENT PARTNERS, INC. EIN 68-0370668 NONE | Investment management Service code 28 | 101 YGNACIO VALLEY ROAD, SUITE 300 WALNUT CREEK, CA 94596 | $91K |
| SINGERLEWAK LLP EIN 95-2302617 NONE | Accounting (including auditing) Service code 10 | 500 ALA MOANA BLVD, SUITE 2-302 HONOLULU, HI 96813 | $67K |
| RAYMOND JAMES & ASSOCIATES EIN 59-1237041 NONE | Investment advisory (plan) Service code 27 | 880 CARILLON PARKWAY ST. PETERSBURG, FL 33716 | $56K |
| VISION SERVICE PLAN EIN 99-0247673 NONE | Claims processing Service code 12 | — | $42K |
| FOCUS INVESTMENT ADVISORS EIN 81-1193503 NONE | Investment management Service code 28 | 514 VIA DE LA VALLE STE 200 SOLANA BEACH, CA 92075 | $37K |
| OAKHURST CAPITAL MANAGEMENT EIN 85-3620002 NONE | Investment management Service code 28 | 1875 CENTURY PARK EAST, SUITE 950 LOS ANGELES, CA 90067 | $35K |
| YEE & KAWASHIMA LLLP EIN 47-3636548 NONE | Legal Service code 29 | 1000 BISHOP STREET, SUITE 908 HONOLULU, HI 96813 | $12K |
| HUDSON EDGE INVESTMENT PARTNERS EIN 52-1296988 NONE | Soft dollars commissions; Finders' fees / placement fees; Investment management Service code 28 | 525 WASHINGTON BLVD, SUITE 2250 JERSEY CITY, NJ 07310 | $8K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
1 contact
10 filings · 2016 to 2025