| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 500 NORTH SANTA FE VISALIA, CA 93292 | CALIFORNIA PHYSICIANS SERVICE | $0 | $46K | $46K | 0.82% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: SPIRE RISK MANAGEMENT, LLC | 2101 MCCULLOUGH AVENUE, SUITE 210 SAN ANTONIO, TX 78212 | CALIFORNIA PHYSICIANS SERVICE | $0 | $17K | $17K | 0.30% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 70 NE LOOP 410, SUITE 325 SAN ANTONIO, TX 78216 | KAISER FOUNDATION HEALTH PLAN, INC. | $31K | $0 | $31K | 0.68% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 2101 MCCULLOUGH AVENUE, SUITE 210 SAN ANTONIO, TX 78212 | KAISER FOUNDATION HEALTH PLAN, INC. | $13K | $0 | $13K | 0.29% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2000 MORRIS AVENUE, APARTMENT 1400 BIRMINGHAM, AL 35203 | METROPOLITAN LIFE INSURANCE COMPANY | $30K | $252 | $30K | 3.89% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | METROPOLITAN LIFE INSURANCE COMPANY | $25K | $63 | $25K | 3.18% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 95287 CHICAGO, IL 60694 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $9K | $9K | 1.15% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 2101 MCCULLOUGH AVENUE, SUITE 210 SAN ANTONIO, TX 78212 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $1K | $7K | 0.88% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: SPIRE RISK MANAGEMENT, LLC | 2101 MCCULLOUGH AVENUE, SUITE 210 SAN ANTONIO, TX 78212 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $16 | $5K | 0.63% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 70 NE LOOP 410, SUITE 325 SAN ANTONIO, TX 78216 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $36K | $0 | $36K | 10.50% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 45 NE LOOP 410, SUITE 210 SAN ANTONIO, TX 78216 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $16K | $0 | $16K | 4.50% |
| GALLAGHER BENEFIT SERVICES, INC.3 | ONE COMMERCE SQUARE 2005 MARKET STREET PHILADELPHIA, PA 19103 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $7K | $0 | $7K | 1.94% |
| IMG5 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $0 | $38 | $38 | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | VISION SERVICE PLAN | $2K | $0 | $2K | 1.96% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 2101 MCCULLOUGH AVENUE, SUITE 210 SAN ANTONIO, TX 78212 | VISION SERVICE PLAN | $619 | $0 | $619 | 0.73% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: SPIRE RISK MANAGEMENT, LLC | 2101 MCCULLOUGH AVENUE, SUITE 210 SAN ANTONIO, TX 78212 | VISION SERVICE PLAN | $304 | $0 | $304 | 0.36% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $1K | $0 | $1K | 3.82% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 95287 CHICAGO, IL 60694 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $0 | $363 | $363 | 1.17% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 2101 MCCULLOUGH AVENUE, SUITE 210 SAN ANTONIO, TX 78212 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $270 | $54 | $324 | 1.05% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: SPIRE RISK MANAGEMENT, LLC | 2101 MCCULLOUGH AVENUE, SUITE 210 SAN ANTONIO, TX 78212 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $236 | $0 | $236 | 0.76% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 95287 CHICAGO, IL 60694 | METROPOLITAN GENERAL INSURANCE COMPANY | $2K | $0 | $2K | 7.30% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 70 NE LOOP 410, SUITE 325 SAN ANTONIO, TX 78216 | HEALTH AND HUMAN RESOURCE CENTER, INC. | $3K | $0 | $3K | 14.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 675 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 675 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CALIFORNIA PHYSICIANS SERVICE | 646 | $10.1M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 856 | $807K |
| Vision | VISION SERVICE PLAN | 525 | $85K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 675 | $346K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 675 | $346K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 675 | $346K |
| Prescription drug(2 contracts, 2 carriers) | CALIFORNIA PHYSICIANS SERVICE | 646 | $10.1M |
| Other(5 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 856 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 856 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.