No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALLIED BENEFIT SYSTEMS, LLC EIN 36-3086057 THIRD PARTY ADMINISTRATOR | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $169K |
| GOVERNMENT SERVICE ADMINISTATORS EIN 11-3335620 RECORDKEEPER | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $81K |
| BH BENEFITS EIN 27-0488672 BROKER | Insurance agents and brokers Service code 22 | — | $76K |
| INDEPENDENT FIDUCIARY SERVICES LLC. EIN 82-2870895 TRUSTEE | Direct payment from the plan; Trustee (directed) Service code 25 | — | $54K |
| CITRIN COOPERMAN & COMPANY, LLP EIN 22-2428965 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $16K |
| CITRIN COOPERMAN ADVISORS LLC EIN 87-2525370 TAX RETURN PREPARER | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 309 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 312 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 319 | $55K |
| Short-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 319 | $55K |
| Stop-loss / reinsurancereinsurance | UNIMERICA INSURANCE COMPANY | 314 | $326K |
| Other | UNITEDHEALTHCARE INSURANCE COMPANY | 319 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 319 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.