| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 200 E RANDOLPH ST CHICAGO, IL 606016436 | KAISER FOUNDATION HEALTH PLAN, INC. | $108K | — | $108K | 2.83% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 200 E RANDOLPH ST CHICAGO, IL 606016436 | KAISER FOUNDATION HEALTH PLAN, INC | $88K | — | $88K | 2.83% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CTR CHICAGO, IL 606949000 | METROPOLITAN LIFE INSURANCE COMPANY | $89K | — | $89K | 5.12% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 39030 TREASURY CENTER CHICAGO, IL 60694 | DELTA DENTAL INSURANCE COMPANY | $93K | — | $93K | 6.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING DALLAS | 2711 N. HASKELL AVE SUITE 800 DALLAS, TX 75204 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $38K | $11K | $49K | 5.12% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CTR CHICAGO, IL 606949000 | HAWAII MEDICAL SERVICE ASSOCIATION | — | $28K | $28K | 3.19% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | RELIASTAR LIFE INSURANCE COMPANY | $118K | — | $118K | 15.71% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY, LLC | 100 HALF DAY ROAD LINCOLNSHIRE, IL 60069 | RELIASTAR LIFE INSURANCE COMPANY | $30K | — | $30K | 4.04% |
| ALIGHT SOLUTIONS3 Filed as: ALIGHT HOLDING COMPANY LLC | DBA ALIGHT SOLUTIONS LLC 4 OVERLOOK PT LINCOLNSHIRE, IL 60069 | RELIASTAR LIFE INSURANCE COMPANY | — | $30K | $30K | 4.00% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 200 EAST RANDOLPH STREET CHICAGO, IL 60601 | UPMC HEALTH OPTIONS | $21K | — | $21K | 2.84% |
| AON CONSULTING INC3 Filed as: AON CONSULTING DALLAS | 2711 N. HASKELL AVE SUITE 800 DALLAS, TX 75204 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $20K | — | $20K | 3.00% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 39030 TREASURY CENTER CHICAGO, IL 60694 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | $37K | — | $37K | 5.95% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | ILLINOIS INS AGENCY LLC 39030 TREASURY CENTER CHICAGO, IL 606949000 | HEALTH NET | $16K | — | $16K | 3.00% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 200 E RANDOPLH STREET CHICAGO, IL 60601 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC. | $14K | — | $14K | 2.96% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE | 39030 TREASURY CENTER CHICAGO, IL 606949000 | AETNA LIFE INSURANCE CO. | $21K | — | $21K | 4.46% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 39030 TREASURY CTR CHICAGO, IL 606949000 | UNITEDHEALTHCARE INSURANCE COMPANY | $28K | — | $28K | 6.01% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 200 E RANDOLPH STREET CHICAGO, IL 60601 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | $10K | — | $10K | 2.78% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 200 E RANDOLPH STREET CHICAGO, IL 60601 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $9K | — | $9K | 2.97% |
| AON CONSULTING INC3 Filed as: AON CONSULTING DALLAS | 2711 N. HASKELL AVE SUITE 800 DALLAS, TX 75204 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $3K | $3K | 1.01% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 200 E RANDOLPH STREET CHICAGO, IL 60601 | KAISER FOUNDATION HEALTH PLAN, INC. | $6K | — | $6K | 2.54% |
| JENNIFER N BUCK3 | 305 W 6TH STREET PECATONICA, IL 61063 | PRIORITY HEALTH INSURANCE COMPANY | $5K | — | $5K | 2.48% |
| AON CONSULTING INC3 Filed as: AON CONSULTING DALLAS | 2711 N. HASKELL AVE SUITE 800 DALLAS, TX 75204 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | $2K | $12K | 6.14% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CTR CHICAGO, IL 606949000 | VISION SERVICE PLAN | $14K | — | $14K | 7.49% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 39030 TREASURY CTR CHICAGO, IL 606949000 | UNITEDHEALTHCARE INSURANCE COMPANY | $11K | — | $11K | 7.50% |
| AON CONSULTING INC3 Filed as: AON CONSULTING DALLAS | 2711 N. HASKELL AVE SUITE 800 DALLAS, TX 75204 | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $3K | $3K | 1.92% |
| AON CONSULTING INC3 Filed as: AON CONSULTING DALLAS | 2711 N. HASKELL AVE SUITE 800 DALLAS, TX 75204 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $1K | $4K | 3.12% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC - EXCHANGE | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED VISION CARE | $6K | — | $6K | 7.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 29840 NETWORK PLACE CHICAGO, IL 60673 | METLIFE LEGAL PLANS | $6K | $325 | $6K | 8.33% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 10 LANIDEX CENTER WEST PARSIPPANY, NJ 07054 | METLIFE LEGAL PLANS | — | $894 | $894 | 1.20% |
| AON CONSULTING INC3 Filed as: AON CONSULTING DALLAS | 2711 N. HASKELL AVE SUITE 800 DALLAS, TX 75204 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 3.00% |
| HEWITT INSURANCE BROKERAGE LLC3 | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | GEISINGER QUALITY OPTIONS, INC. | $977 | — | $977 | 3.00% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 4 OVERLOOK PARK LINCOLNSHIRE, IL 60069 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC. | $622 | — | $622 | 3.00% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | MEDICAL MUTUAL | $492 | — | $492 | 3.01% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 200 E RANDOLPH STREET CHICAGO, IL 60601 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $226 | — | $226 | 2.75% |
| VERA MIRA3 | AON CONSULTING 1600 SUMMER ST, 6TH FL STAMFORD, CT 06905 | UNITEDHEALTHCARE INSURANCE COMPANY | $290 | — | $290 | 10.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,863 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 273 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 102 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 9,238 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(14 contracts, 12 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 406 | $10.8M |
| Dental(5 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,967 | $4.9M |
| Vision(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,341 | $2.2M |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 8,520 | $1.1M |
| Short-term disability(3 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,272 | $460K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,013 | $651K |
| Prescription drug | MEDICAL MUTUAL | 3 | $16K |
| Other(6 contracts, 5 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 8,520 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,520 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.