| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VISCO FINANCIAL INC3 | 44824 N CEDAR AVENUE LANCASTER, CA 93534 | KAISER FOUNDATION HEALTH PLAN INC. | $41K | $5K | $46K | 4.23% |
| PLAYA VISTA INSURANCE SERVICES3 | 8055 W MANCHESTER AVE., SUITE 202 PAYA DEL REY, CA 90293 | KAISER FOUNDATION HEALTH PLAN INC. | $13K | — | $13K | 1.20% |
| VISCO FINANCIAL INC3 | 44824 N CEDAR AVENUE LANCASTER, CA 93534 | KAISER FOUNDATION HEALTH PLAN INC. | $10K | — | $10K | 3.76% |
| PLAYA VISTA INSURANCE SERVICES3 | 8055 W MANCHESTER AVE., SUITE 202 PLAYA DEL REY, CA 90293 | KAISER FOUNDATION HEALTH PLAN INC. | $3K | — | $3K | 1.24% |
| RAYMOND DICK3 | 44824 CEDAR AVE. LANCASTER, CA 93534 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | — | $11K | 6.39% |
| NEW ENGLAND EMPLOYEE BENEFITS CO3 Filed as: METLIFE FINANCIA | 1095 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5K | $5K | 2.92% |
| PLAYA VISTA INSURANCE SERVICES3 | 8055 W MANCHESTER AVE., SUITE 202 PLAYA DEL REY, CA 90293 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 1.10% |
| PLAYA VISTA INSURANCE SERVICES3 | 8055 W MANCHESTER AVE., SUITE 202 PLAYA DEL REY, CA 90293 | KAISER FOUNDATION HEALTH PLAN INC. | -$1K | — | -$1K | -1.22% |
| PLAYA VISTA INSURANCE SERVICES3 | 8055 W MANCHESTER AVE., SUITE 202 PLAYA DEL REY, CA 90293 | METROPOLITAN LIFE INSURANCE COMPANY | $917 | $41 | $958 | 6.51% |
| RAYMOND DICK3 | 44824 CEDAR AVE. LANCASTER, CA 93534 | SAFEGUARD HEALTH PLANS, INC. | $139 | — | $139 | 5.84% |
| NEW ENGLAND EMPLOYEE BENEFITS CO3 Filed as: METLIFE FINANCIAL | 1095 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | SAFEGUARD HEALTH PLANS, INC. | — | $46 | $46 | 1.93% |
| PLAYA VISTA INSURANCE SERVICES3 | 8055 W MANCHESTER AVE., SUITE 202 PLAYA DEL REY, CA 90293 | SAFEGUARD HEALTH PLANS, INC. | $15 | — | $15 | 0.63% |
| PLAYA VISTA INSURANCE SERVICES3 | 8055 W MANCHESTER AVE., SUITE 202 PLAYA DEL REY, CA 90293 | SAFEGUARD HEALTH PLANS, INC. | $8 | — | $8 | 5.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 95 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 95 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts) | KAISER FOUNDATION HEALTH PLAN INC. | 163 | $1.5M |
| Dental(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 361 | $189K |
| Vision(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 361 | $187K |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 361 | $187K |
| Prescription drug(4 contracts) | KAISER FOUNDATION HEALTH PLAN INC. | 163 | $1.5M |
| Other(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 361 | $187K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 361 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.