No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHNOW NONE | Claims processing Service code 12 | 512 TOWNSHIP LINE RD 1 VALLE SQ STE 110 BLUE BELL, PA 19422 | $1.1M |
| TRION GROUP, A MARSH & MCLENNAN AGE | Insurance agents and brokers Service code 22 | — | $102K |
| THE BENECON GROUP, LLC EIN 23-1315351 NONE | Insurance agents and brokers Service code 22 | 201 E. OREGON RD SUITE 100 LITITZ, PA 17543 | $29K |
| CONNECTCARE3, LLC EIN 26-1768616 NONE | Other services Service code 49 | 201 E. OREGON RD SUITE 100 LITITZ, PA 17543 | $10K |
| TRION GROUP, A MARSH & MCLENNAN EIN 26-3237576 NONE | Insurance agents and brokers Service code 22 | AGENCY, LLC 161 WASHINGTON ST 1200 CONSHOHOCKEN, PA 19428 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | HM LIFE INSURANCE COMPANY | 151 | $906K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 151 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.