| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DRIVE #200 CAMDEN, NJ 08103 | STANDARD INSURANCE COMPANY | $9K | — | $9K | 7.83% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 11788 | STANDARD INSURANCE COMPANY | $7K | — | $7K | 5.99% |
| GARY WOOD ASSOCIATES, INC.3 Filed as: GARY WOOD ASSOCIATES INC | 1180 AVENUE OF THE AMERICAS 8TH FL NEW YORK, NY 10036 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 1.79% |
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DRIVE #200 CAMDEN, NJ 08103 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 9.12% |
| PROFESSIONAL GROUP PLAN INC3 | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 11788 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 5.79% |
| GARY WOOD ASSOCIATES, INC.3 Filed as: GARY WOOD ASSOCIATES INC | 1180 AVENUE OF THE AMERICAS 8TH FL NEW YORK, NY 10036 | STANDARD INSURANCE COMPANY | $590 | — | $590 | 1.56% |
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DRIVE #200 CAMDEN, NJ 08103 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 9.73% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 11788 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 6.06% |
| GARY WOOD ASSOCIATES, INC.3 Filed as: GARY WOOD ASSOCIATES INC | 1180 AVENUE OF THE AMERICAS 8TH FL NEW YORK, NY 10036 | STANDARD INSURANCE COMPANY | $267 | — | $267 | 0.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | STANDARD INSURANCE COMPANY | 531 | $114K |
| Short-term disability | STANDARD INSURANCE COMPANY | 72 | $38K |
| Long-term disability | STANDARD INSURANCE COMPANY | 118 | $32K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 531 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.