| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VALLEY STRONG CREDIT UNION3 | 9500 MING AVE BAKERSFIELD, CA 93311 | CALIFORNIA PHYSICIANS' SERVICE | $0 | $66K | $66K | 1.55% |
| DANONE SIMPSON INSURANCE SERVICES3 | 24005 VENTURA BLVD. CALABASAS, CA 91302 | CALIFORNIA PHYSICIANS' SERVICE | $0 | $66K | $66K | 1.55% |
| VALLEY STRONG CREDIT UNION3 | PO BOX 9506 BAKERSFIELD, CA 933899506 | KAISER FOUNDATION HEALTH PLAN INC. | $62K | $0 | $62K | 2.69% |
| DANONE SIMPSON INSURANCE SERVICES3 Filed as: DANONE SIMPSON INS. SVCS. LLC | 24005 VENTURA BLVD CALABASAS, CA 91302 | KAISER FOUNDATION HEALTH PLAN INC. | $62K | $0 | $62K | 2.69% |
| VALLEY STRONG CREDIT UNION3 Filed as: VALLEY STONG CREDIT UNION | PO BOX 9506 BAKERSFIELD, CA 933899506 | KAISER FOUNDATION HEALTH PLAN INC. | $20K | $0 | $20K | 2.47% |
| DANONE SIMPSON INSURANCE SERVICES3 | 24005 VENTURA BLVD CALABASAS, CA 91302 | KAISER FOUNDATION HEALTH PLAN INC. | $20K | $0 | $20K | 2.47% |
| DANONE SIMPSON INSURANCE SERVICES3 Filed as: DANONE SIMPSON INSURANCE SERVICE LL | 24005 VENTURA BLVD CALABASA, CA 91302 | CALIFORNIA PHYSICIANS' SERVICE | $0 | $33K | $33K | 5.26% |
| DANONE SIMPSON INSURANCE SERVICES3 | 24005 VENTURA BLVD CALABASAS, CA 91302 | UNITED CONCORDIA INSURANCE COMPANY | $52K | $0 | $52K | 10.84% |
| DANONE SIMPSON INSURANCE SERVICES3 | 24005 VENTURA BLVD CALABASAS, CA 91302 | VISION SERVICE PLAN | $12K | $0 | $12K | 10.00% |
| DANONE SIMPSON INSURANCE SERVICES3 | 24005 VENTURA BLVD CALABASA, CA 91302 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $13K | $0 | $13K | 15.00% |
| DANONE SIMPSON INSURANCE SERVICES3 | 24005 VENTURA BLVD CALABASAS, CA 91302 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $0 | $7K | 10.67% |
| MONTAGE INSURANCE SOLUTIONS3 | 24005 VENTURA BLVD CALABASA, CA 91302 | WESTERN HEALTH ADVANTAGE | $4K | $0 | $4K | 7.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 580 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 18 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 598 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 4 carriers) | CALIFORNIA PHYSICIANS' SERVICE | 647 | $8.1M |
| Dental(2 contracts, 2 carriers) | CALIFORNIA PHYSICIANS' SERVICE | 990 | $1.1M |
| Vision | VISION SERVICE PLAN | 439 | $123K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 592 | $154K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 592 | $70K |
| Prescription drug(5 contracts, 3 carriers) | CALIFORNIA PHYSICIANS' SERVICE | 411 | $8.1M |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 647 | $204K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 990 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.