| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VALLEY STRONG CREDIT UNION3 | 9500 MING AVE BAKERSFIELD, CA 93311 | CALIFORNIA PHYSICIANS' SERVICE | $0 | $60K | $60K | 1.55% |
| DANONE SIMPSON INSURANCE SERVICES3 | 24005 VENTURA BLVD. CALABASAS, CA 91302 | CALIFORNIA PHYSICIANS' SERVICE | $0 | $60K | $60K | 1.55% |
| VALLEY STRONG CREDIT UNION1 | PO BOX 9506 BAKERSFIELD, CA 933899506 | KAISER FOUNDATION HEALTH PLAN INC. | $53K | $0 | $53K | 2.29% |
| DANONE SIMPSON INSURANCE SERVICES3 Filed as: DANONE SIMPSON INS. SVCS. LLC | 24005 VENTURA BLVD CALABASAS, CA 91302 | KAISER FOUNDATION HEALTH PLAN INC. | $53K | $0 | $53K | 2.29% |
| DANONE SIMPSON INSURANCE SERVICES3 Filed as: DANONE SIMPSON INSURANCE SERVICE LL | 24005 VENTURA BLVD CALABASA, CA 91302 | CALIFORNIA PHYSICIANS' SERVICE | $0 | $39K | $39K | 5.26% |
| VALLEY STRONG CREDIT UNION3 Filed as: VALLEY STONG CREDIT UNION | PO BOX 9506 BAKERSFIELD, CA 933899506 | KAISER FOUNDATION HEALTH PLAN INC. | $16K | $0 | $16K | 2.50% |
| DANONE SIMPSON INSURANCE SERVICES3 | 24005 VENTURA BLVD CALABASAS, CA 91302 | KAISER FOUNDATION HEALTH PLAN INC. | $16K | $0 | $16K | 2.50% |
| VALLEY STRONG CREDIT UNION1 | PO BOX 9506 BAKERSFIELD, CA 93389 | PREMIER ACCESS INSURANCE COMPANY | $9K | $0 | $9K | 1.95% |
| MONTAGE INSURANCE SOLUTIONS3 | 24005 VENTURA BLVD CALABASAS, CA 91302 | PREMIER ACCESS INSURANCE COMPANY | $9K | $0 | $9K | 1.95% |
| DANONE SIMPSON INSURANCE SERVICES3 | 24005 VENTURA BLVD CALABASAS, CA 91302 | PRUDENTIAL | $27K | $7K | $33K | 18.73% |
| IMG5 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IN 46208 | PRUDENTIAL | $0 | $126 | $126 | 0.07% |
| DANONE SIMPSON INSURANCE SERVICES3 | 24005 VENTURA BLVD CALABASAS, CA 91302 | VISION SERVICE PLAN | $12K | $0 | $12K | 10.00% |
| MONTAGE INSURANCE SOLUTIONS3 | 24005 VENTURA BLVD CALABASA, CA 91302 | WESTERN HEALTH ADVANTAGE | $3K | $0 | $3K | 6.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 556 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 563 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 4 carriers) | CALIFORNIA PHYSICIANS' SERVICE | 647 | $7.6M |
| Dental(2 contracts, 2 carriers) | CALIFORNIA PHYSICIANS' SERVICE | 1,069 | $1.2M |
| Vision | VISION SERVICE PLAN | 433 | $122K |
| Life insurance | PRUDENTIAL | 1,174 | $179K |
| Long-term disability | PRUDENTIAL | 1,174 | $179K |
| Prescription drug(5 contracts, 3 carriers) | CALIFORNIA PHYSICIANS' SERVICE | 404 | $7.6M |
| Other(2 contracts, 2 carriers) | PRUDENTIAL | 1,174 | $220K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,174 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.