| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | STANDARD INSURANCE COMPANY | $289K | $54K | $344K | 15.03% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY LLC | 3100 EAST MIRALOMA AVENUE SUITE 240 ANAHEIM, CA 92806 | STANDARD INSURANCE COMPANY | $114K | $94K | $208K | 9.10% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, INC. | 1820 EAST 1ST STREET, SUITE 400 SANTAANA, CA 92705 | CONTINENTAL AMERICAN INSURANCE COMPANY | $105K | $0 | $105K | 13.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 650 EAST CARMEL DRIVE, SUITE 350 CARMEL, IN 46032 | CONTINENTAL AMERICAN INSURANCE COMPANY | $70K | $0 | $70K | 8.67% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, INC. | 1820 EAST 1ST STREET, SUITE 400 SANTA ANA, UT 92705 | TRANSAMERICA LIFE INSURANCE COMPANY | $76K | $0 | $76K | 14.64% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 181 EAST 5600 SOUTH, SUITE 240 SALT LAKE CITY, UT 19087 | TRANSAMERICA LIFE INSURANCE COMPANY | $36K | $0 | $36K | 6.88% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY LLC | 3100 EAST MIRALOMA AVENUE SUITE 240 ANAHEIM, CA 92806 | METROPOLITAN GENERAL INSURANCE COMPANY | $5K | $0 | $5K | 5.15% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 95287 CHICAGO, IL 60694 | METROPOLITAN GENERAL INSURANCE COMPANY | $4K | $74 | $4K | 4.25% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY LLC | 1820 EAST 1ST STREET, SUITE 400 SANTAANA, CA 92705 | METROPOLITAN GENERAL INSURANCE COMPANY | $0 | $454 | $454 | 0.48% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, INC. | PO BOX 95287 CHICAGO, IL 60694 | METROPOLITAN GENERAL INSURANCE COMPANY | $0 | $217 | $217 | 0.23% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 5420 LYNDON B. JOHNSON FREEWAY SUITE 400 DALLAS, TX 75240 | METROPOLITAN GENERAL INSURANCE COMPANY | $0 | $71 | $71 | 0.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,948 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 31 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 248 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,227 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 5,972 | $567K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 6,676 | $2.8M |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 1,484 | $806K |
| Long-term disability | STANDARD INSURANCE COMPANY | 6,676 | $2.3M |
| Other(3 contracts, 3 carriers) | STANDARD INSURANCE COMPANY | 6,676 | $2.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,676 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.