| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD INSURANCE BROKERS & CONSUL | ONE CALIFORNIA STREET SUITE 400 SAN FRANCISCO, CA 95111 | METLIFE LEGAL PLANS | $6K | $613 | $6K | 10.28% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2405 SATELLITE BLVD. SUITE 200 DULUTH, GA 30096 | METLIFE LEGAL PLANS | — | $174 | $174 | 0.28% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 220 BUSH STREET 7TH FLOOR, SUITE 750 SAN FRANCISCO, CA 94104 | METLIFE LEGAL PLANS | — | $49 | $49 | 0.08% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | — | METLIFE LEGAL PLANS | — | $23 | $23 | 0.04% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 5668 CONCORD, CA 94520 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | — | $10K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 431 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 436 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 476 | $93K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 431 | $679K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 431 | $679K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 431 | $679K |
| Other(4 contracts, 4 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 431 | $793K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 476 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.