| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 1420 5TH AVENUE, SUITE 1500 SEATTLE, WA 98101 | PREMERA BLUE CROSS BLUE SHIELD OF ALASKA | $9K | $8K | $17K | 1.67% |
| BENEFITS TECHNOLOGY RESOURCES3 | 6230 FAIRVIEW ROAD, SUITE 210 CHARLOTTE, NC 28210 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $0 | $7K | 3.99% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER ROAD, SUITE 900 HOUSTON, TX 77056 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $59 | $59 | 0.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 312 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 312 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | PREMERA BLUE CROSS BLUE SHIELD OF ALASKA | 702 | $1.1M |
| Dental | PREMERA BLUE CROSS BLUE SHIELD OF ALASKA | 702 | $1.0M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,011 | $63K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 260 | $182K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 260 | $182K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 260 | $182K |
| Prescription drug(2 contracts, 2 carriers) | PREMERA BLUE CROSS BLUE SHIELD OF ALASKA | 702 | $1.1M |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 260 | $182K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,011 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.