| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NATHAN L SCHROEDER3 | BELL ANDERSON AGENCY INC 19401 40TH AVE WEST, STE 440 LYNWOOD, WA 98036 | PACIFICSOURCE HEALTH PLANS | $37K | — | $37K | 3.57% |
| BELL-ANDERSON AGENCY INC3 Filed as: BELL ANDERSON AGENCY INC | 600 SW 39TH ST, STE 200 RENTON, WA 98057 | PACIFICSOURCE HEALTH PLANS | $2K | — | $2K | 0.23% |
| BELL-ANDERSON AGENCY INC3 | ATTN KATHY WATSON 19401 40TH AVE W STE 405 LYNNWOOD, WA 98036 | PRINCIPAL LIFE INSURANCE COMPANY | $11K | $4K | $15K | 6.80% |
| GA SOLUTIONS LLC3 | 311 CLOCK TOWER CMNS BREWSTER, NY 10509 | PRINCIPAL LIFE INSURANCE COMPANY | — | $10K | $10K | 4.49% |
| ACRISURE LLC3 Filed as: ACRISURE NW PARTNERS INS | 19401 40TH AVE W STE 440 LYNNWOOD, WA 98036 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | — | $6K | 2.51% |
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 49501 | PRINCIPAL LIFE INSURANCE COMPANY | — | $1K | $1K | 0.50% |
| BELL-ANDERSON AGENCY INC3 Filed as: BELL-ANDERSON AGENCY | ATTN WEST II CST GRAND RAPIDS, MI 49501 | VISION SERVICE PLAN | $638 | — | $638 | 4.19% |
| GROUP BENEFITS LTD3 Filed as: GROUP BENEFITS, LTD. | 12006 RIDGEMONT DR URBANDALE, IA 50323 | VISION SERVICE PLAN | $609 | — | $609 | 4.00% |
| ACRISURE LLC3 Filed as: ACRISURE NORTHWEST PARTNERS INS | SERVICES, LLC 100 OTTAWA AVE SW GRAND RAPIDS, MI 49503 | VISION SERVICE PLAN | $569 | — | $569 | 3.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 151 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 151 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PACIFICSOURCE HEALTH PLANS | 122 | $1.0M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 237 | $223K |
| Vision | VISION SERVICE PLAN | 128 | $15K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 237 | $223K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 237 | $223K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 237 | $223K |
| Other | PRINCIPAL LIFE INSURANCE COMPANY | 237 | $223K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 237 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.