| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROPEL INSURANCE AGENCY, LLC3 | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | PREMERA BLUE CROSS HMO | $35K | $0 | $35K | 3.70% |
| PROPEL INSURANCE AGENCY, LLC3 | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | PREMERA BLUE CROSS | $21K | — | $21K | 3.70% |
| PROPEL INSURANCE AGENCY, LLC3 | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | DELTA DENTAL OF WASHINGTON | $9K | $0 | $9K | 5.00% |
| PROPEL INSURANCE AGENCY, LLC3 | PO BOX 2940 TACOMA, WA 98401 | HARTFORD LIFE AND ACCIDENT | $9K | $0 | $9K | 13.06% |
| WATCHTOWER BENEFITS, LLC3 | 227 WEST MONROE STREET, SUITE 5200 CHICAGO, IL 60606 | HARTFORD LIFE AND ACCIDENT | $0 | $1K | $1K | 1.50% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 3 PARKWAY NORTH, SUITE 500 DEERFIELD, IL 60015 | HARTFORD LIFE AND ACCIDENT | $0 | $846 | $846 | 1.18% |
| PROPEL INSURANCE AGENCY, LLC3 | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | FIRST CHOICE HEALTH | $405 | $0 | $405 | 8.93% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 208 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 210 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | PREMERA BLUE CROSS HMO | 157 | $1.5M |
| Dental | DELTA DENTAL OF WASHINGTON | 273 | $176K |
| Vision(2 contracts, 2 carriers) | PREMERA BLUE CROSS HMO | 157 | $1.5M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 209 | $72K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 209 | $72K |
| Prescription drug(2 contracts, 2 carriers) | PREMERA BLUE CROSS HMO | 157 | $1.5M |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 209 | $76K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 273 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.