| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SEUBERT & ASSOCIATES, INC.3 | 225 N SHORE DRIVE SUITE 300 PITTSBURGH, PA 15212 | HIGHMARK | $55K | — | $55K | 3.12% |
| SEUBERT & ASSOCIATES, INC.3 | 225 N SHORE DRIVE SUITE 300 PITTSBURGH, PA 15212 | HIGHMARK | $10K | — | $10K | 9.77% |
| ENROLLMENT BENEFIT CONCEPTS LLC3 | 7182 LIBERTY CENTRE DRIVE SUITE Q WEST CHESTER, OH 45069 | STANDARD INSURANCE COMPANY | $12K | — | $12K | 15.13% |
| SEUBERT & ASSOCIATES, INC.3 | 225 NORTH SHORE DRIVE SUITE 300 PITTSBURGH, PA 15212 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 6.77% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BLVD. 2ND FLOOR HAUPPAUGE, NY 11788 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 6.72% |
| SEUBERT & ASSOCIATES, INC.3 | 225 N SHORE DRIVE SUITE 300 PITTSBURGH, PA 15212 | STANDARD INSURANCE COMPANY | $9K | — | $9K | 15.45% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BLVD STE 308 HAUPPAUGE, NY 11788 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 5.35% |
| SEUBERT & ASSOCIATES, INC.3 | 225 N SHORE DRIVE SUITE 300 PITTSBURGH, PA 15212 | STANDARD INSURANCE COMPANY | $8K | — | $8K | 15.45% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BLVD. STE 308 HAUPPAUGE, NY 11788 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 5.34% |
| SEUBERT & ASSOCIATES, INC.3 | 225 N SHORE DRIVE SUITE 300 PITTSBURGH, PA 15212 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 15.92% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BLVD STE 308 HAUPPAUGE, NY 11788 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 5.55% |
| SEUBERT & ASSOCIATES, INC.3 | 225 NORTH SHORE DRIVE SUITE 300 PITTSBURGH, PA 15212 | HIGHMARK | $794 | — | $794 | 2.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 268 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 273 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK | 411 | $1.8M |
| Dental | HIGHMARK | 416 | $107K |
| Vision | HIGHMARK | 410 | $27K |
| Life insurance | STANDARD INSURANCE COMPANY | 206 | $27K |
| Short-term disability | STANDARD INSURANCE COMPANY | 137 | $58K |
| Long-term disability | STANDARD INSURANCE COMPANY | 144 | $50K |
| Prescription drug | HIGHMARK | 411 | $625K |
| Other(2 contracts) | STANDARD INSURANCE COMPANY | 235 | $108K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 416 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.