| Metric | This plan | Peer median | Peer avg | vs. peer |
|---|---|---|---|---|
| Premium per covered life | $9K | $1K | $3K | +768.8% |
| Broker comp per covered life | $0 | $2 | $21 | -100.0% |
| Broker comp % of premium | 0.0% | 0.7% | 2.1% | -0.7 pp |
| Retention rate | 0.0% | 0.0% | 0.3% | +0.0 pp |
| Premium YoY % | — | — | — |
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general); Insurance services; Actuarial; Claims processing; Direct payment from the plan; Accounting (including auditing); Plan Administrator Service code 10 | 600 E. LAFAYETTE AVE DETROIT, MI 48226 | $81.9M |
| EXPRESS SCRIPTS EIN 22-3461740 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $24.0M |
| RETIREE MEDICAL BENEFIT TRUST EIN 90-0424876 STAFF | Employee (plan); Other fees; Direct payment from the plan Service code 30 | — | $9.5M |
| AON HEWITT NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Plan Administrator; Consulting (general); Direct payment from the plan; Accounting (including auditing) Service code 10 | 100 HALF DAY RD. LINCOLNSHIRE, IL 60069 | $8.1M |
| DELTA DENTAL OF MICHIGAN EIN 38-1791480 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $7.7M |
| LSV ASSET MANAGEMENT EIN 23-2772200 NONE | Investment management fees paid directly by plan; Investment management; Direct payment from the plan Service code 28 | — | $3.8M |
| DDJ CAPITAL MANAGEMENT, LLC EIN 04-3300754 NONE | Investment management; Direct payment from the plan Service code 28 | — | $2.4M |
| PYRAMIS GLOBAL ADVISORS LLC EIN 04-3432603 NONE | Investment management fees paid indirectly by plan; Direct payment from the plan; Investment management fees paid directly by plan Service code 50 | — | $2.2M |
| VALUEOPTIONS, INC. EIN 54-1414194 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $2.1M |
| EARNEST PARTNERS, LLC EIN 58-2386669 NONE | Direct payment from the plan; Investment management fees paid directly by plan; Soft dollars commissions Service code 50 | — | $1.9M |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 NONE | Direct payment from the plan; Investment management fees paid directly by plan; Soft dollars commissions; Custodial (securities); Custodial (other than securities) Service code 18 | — | $1.8M |
| OLD IRONSIDES ENERGY FUND II-A EIN 47-1249672 NONE | Direct payment from the plan; Investment management fees paid directly by plan Service code 50 | — | $1.8M |
| BLUE HARBOUR GROUP LP | Investment management fees paid indirectly by plan Service code 52 | — | $1.7M |
| GOLDMAN SACHS ASSET MANAGEMENT, LP EIN 13-3575636 NONE | Direct payment from the plan; Investment management; Investment management fees paid directly by plan Service code 28 | — | $1.7M |
| AMERRA CAPITAL MANAGEMENT, LLC EIN 26-4241845 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $1.7M |
| FALCON INVESTMENT ADVISORS LLC | Investment management fees paid indirectly by plan Service code 52 | — | $1.6M |
| PRIMECAP MANAGEMENT COMPANY NONE | Investment management; Direct payment from the plan Service code 28 | LAKE AVENUE SUITE 400 PASADENA, CA 91101 | $1.4M |
| BRIAN UNLIMITED DISTRIBUTION COMPAN EIN 38-1622051 NONE | Direct payment from the plan; Other services Service code 49 | — | $1.3M |
| CASPIAN CAPITAL LP NONE | Investment management fees paid directly by plan Service code 51 | 767 FIFTH AVE 45TH FLOOR NEW YORK, NY 10153 | $1.3M |
| GENESIS ASSET MANAGERS, LLP EIN 98-1068837 NONE | Direct payment from the plan; Investment management fees paid directly by plan; Investment management Service code 28 | — | $1.3M |
| WELLINGTON MANAGEMENT COMPANY, LLP EIN 30-0835489 NONE | Direct payment from the plan; Investment management fees paid directly by plan; Soft dollars commissions; Investment management; Investment management fees paid indirectly by plan Service code 28 | — | $1.3M |
| PRICEWATERHOUSE COOPER LLP EIN 13-4008324 NONE | Consulting fees; Direct payment from the plan; Consulting (general) Service code 16 | — | $1.3M |
| DONALD SMITH & CO., INC EIN 13-2807845 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $1.3M |
| NORTH RUN CAPITAL LP EIN 36-4504416 NONE | Investment management fees paid directly by plan; Direct payment from the plan; Custodial (other than securities) Service code 18 | — | $1.2M |
| TRUVEN HEALTH ANALYTICS EIN 06-1467923 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $1.2M |
| WELLINGTON TRUST COMPANY EIN 04-2755549 NONE | Investment management fees paid indirectly by plan; Investment management fees paid directly by plan; Direct payment from the plan Service code 50 | — | $1.1M |
| LOS ANGLES CPT'L MGMT & EQTY RSRCH EIN 02-0541198 NONE | Direct payment from the plan; Investment management; Soft dollars commissions Service code 28 | — | $1.1M |
| NISA INVESTMENT ADVISORS, LLC EIN 48-1140940 NONE | Investment management; Direct payment from the plan; Investment management fees paid directly by plan Service code 28 | — | $1.1M |
| SANDS CAPITAL MANAGEMENT, LLC EIN 20-2830751 NONE | Investment management fees paid directly by plan; Direct payment from the plan; Soft dollars commissions Service code 50 | — | $1.1M |
| NEUBERGER BERMAN FIXED INCOME LLC EIN 02-0654486 NONE | Direct payment from the plan; Investment management fees paid directly by plan; Investment management Service code 28 | — | $1.0M |
| BLACKROCK FINANCIAL MANAGEMENT, INC EIN 13-3806691 NONE | Investment management fees paid directly by plan; Direct payment from the plan; Investment management Service code 28 | — | $896K |
| VERISK HEALTH, INC. EIN 56-2059380 NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $844K |
| BROCK FIDUCIARY SERVICES LLC EIN 27-1863544 NONE | Direct payment from the plan; Named fiduciary; Investment management Service code 28 | — | $808K |
| SECURITY CAPITAL RESEARCH & MANAGEM EIN 36-4130398 NONE | Direct payment from the plan; Investment management fees paid directly by plan; Investment management Service code 28 | — | $779K |
| PARADIGM ASSET MANAGEMENT COMPANY, EIN 13-3809814 NONE | Investment management fees paid directly by plan; Direct payment from the plan; Investment management Service code 28 | — | $735K |
| ALPHA ASIA MACRO TRENDS FUND II PTE NONE | Direct payment from the plan; Investment management Service code 28 | — | $689K |
| ALTERNA CAPITAL PARTNERS LLC EIN 20-8404736 NONE | Investment management Service code 28 | — | $675K |
| ALPHA INV. PRTNR LTD. EX JAPAN NONE | Investment management; Direct payment from the plan Service code 28 | — | $674K |
| HUDSON ADVISORS L.P. EIN 75-2578511 NONE | Investment management fees paid indirectly by plan; Consulting fees Service code 52 | — | $640K |
| PUBLIC CONSULTING GROUP, INC. EIN 04-2942913 NONE | Consulting fees; Direct payment from the plan; Consulting (general) Service code 16 | — | $625K |
| GROOM LAW GROUP, CHARTERED EIN 52-1219029 NONE | Legal; Direct payment from the plan Service code 29 | — | $623K |
| ROGGE GLOBAL PARTNERS NONE | Investment management fees paid directly by plan; Direct payment from the plan; Investment management Service code 28 | 444 MADISON AVENUE SUITE 3700 NY, NY 10022 | $531K |
| DELOITTE CONSULTING LLP EIN 06-1454513 NONE | Direct payment from the plan; Consulting fees; Consulting (general) Service code 16 | — | $511K |
| ROCATON INVESTMENT ADVISORS EIN 04-3638035 NONE | Consulting (general); Investment advisory (plan); Direct payment from the plan Service code 16 | — | $457K |
| CREATIVE BREAKTHROUGHS, INC. NONE | Direct payment from the plan; Consulting fees Service code 50 | 1260 WOODWARD HITS FERNDALE, MI 48220 | $444K |
| ATTUCKS ASSET MANAGEMENT, LLC EIN 36-4467743 NONE | Direct payment from the plan; Investment management Service code 28 | — | $444K |
| FIS GROUP, INC. NONE | Investment management; Investment management fees paid directly by plan Service code 28 | 1818 MARKET STREET STE. 3205 PHILADELPHIA, PA 19103 | $444K |
| CAPITAL GUARDIAN TRUST COMPANY NONE | Other fees; Direct payment from the plan; Investment management fees paid directly by plan; Investment management; Investment advisory (plan) Service code 27 | 333 SOUTH HOPE ST. LOS ANGELES, CA 90071 | $436K |
| TOWERS WATSON EIN 53-0181291 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $404K |
| MILLIMAN INC. EIN 91-0675641 NONE | Actuarial; Direct payment from the plan; Consulting (general) Service code 11 | — | $396K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 227,877 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 909 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 228,786 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(18 contracts, 18 carriers) | BLUE CARE NETWORK OF MICHIGAN | 40,513 | $368.9M |
| Prescription drug(11 contracts, 11 carriers) | BLUE CARE NETWORK OF MICHIGAN | 26,139 | $282.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 40,513 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.