| Metric | This plan | Peer median | Peer avg | vs. peer |
|---|---|---|---|---|
| Premium per covered life | $4K | $2K | $2K | +60.2% |
| Broker comp per covered life | $0 | $7 | $22 | -100.0% |
| Broker comp % of premium | 0.0% | 2.5% | 4.3% | -2.5 pp |
| Retention rate | 0.0% | 0.0% | 0.0% | |
| Premium YoY % | 36.9% | 23.4% | 1.2% | +13.5 pp |
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Insurance services; Consulting (general); Accounting (including auditing); Actuarial; Plan Administrator Service code 10 | 600 E LAFAYETTE AVENUE DETROIT, MI 48226 | $35.0M |
| UAW RETIREE MEDICAL BENEFITS TRUST EIN 90-0424876 STAFF | Other fees; Direct payment from the plan; Employee (plan) Service code 30 | — | $12.2M |
| ALIGHT HOLDING COMPANY LLC NONE | Direct payment from the plan; Account maintenance fees Service code 50 | 4 OVERLOOK POINT LINCONSHIRE, IL 60069 | $9.2M |
| KPEIF GP LLC NONE | Investment management fees paid indirectly by plan Service code 52 | 2121 AVENUE OF THE STARS 9TH FLOOR LOS ANGELES, CA 90067 | $7.4M |
| LGT CAPITAL PARTNERS (USA) INC NONE | Direct payment from the plan; Investment management Service code 28 | 1133 AVENUE OF THE AMERICAS 30TH FLOOR NEW YORK, NY 10036 | $6.4M |
| KPEIF II GP, LLC | Investment management fees paid indirectly by plan Service code 52 | — | $5.6M |
| DELTA DENTAL OF MICHIGAN EIN 38-1791480 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $5.3M |
| PRICEWATERHOUSECOOPERS LLP NONE | Consulting (general); Direct payment from the plan Service code 16 | 300 MADISON AVENUE NEW YORK, NY 10017 | $4.4M |
| BRIGHTWOOD CAPITAL ADVISORS LLC NONE | Investment management fees paid directly by plan Service code 51 | 810 SEVENTH AVENUE 26TH FLOOR NEW YORK, NY 10019 | $3.7M |
| WELLINGTON MANAGEMENT COMPANY LLP EIN 30-0835489 NONE | Investment management fees paid directly by plan Service code 51 | — | $2.6M |
| BLACKROCK FINANCIAL MANAGEMENT INC EIN 13-3806691 NONE | Direct payment from the plan; Investment management; Investment management fees paid directly by plan Service code 28 | — | $2.4M |
| GOLDMAN SACHS ASSET MANAGEMENT LP EIN 13-3575636 NONE | Investment management fees paid directly by plan; Sales loads (front end and deferred); Investment management fees paid indirectly by plan; Investment management Service code 28 | — | $1.7M |
| NISA INVESTMENT ADVISORS LLC EIN 48-1140940 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $1.6M |
| KAYNE COMMERCIAL RE DEBT ADVRS LLC NONE | Investment management fees paid indirectly by plan Service code 52 | 2121 AVENUE OF THE STARS 9TH FLOOR LOS ANGELES, CA 90067 | $1.4M |
| MCR HOSPITALITY FUND II LP EIN 85-0869659 NONE | Investment management; Direct payment from the plan Service code 28 | — | $1.2M |
| SHENKMAN CAPITAL MANAGEMENT INC NONE | Investment management Service code 28 | 151 WEST 42ND STREET 29TH FLOOR NEW YORK, NY 10036 | $1.2M |
| VITAL DECISIONS LLC EIN 90-0480858 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $1.2M |
| PACIFIC INVESTMENT MGMT COMPANY LLC EIN 33-0629048 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $1.1M |
| TCW ASSET MGMT COMPANY LLC EIN 95-3703295 NONE | Investment management fees paid directly by plan Service code 51 | — | $1.1M |
| STATE STREET BANK AND TRUST COMPANY EIN 04-1867445 NONE | Investment management; Trustee (directed); Other fees; Non-monetary compensation; Distribution (12b-1) fees; Float revenue Service code 25 | — | $1.1M |
| SCHRODERS INV MGMT NA INC NONE | Investment management fees paid directly by plan Service code 51 | 7 BRYANT PARK NEW YORK, NY 10018 | $1.1M |
| PRESIDIO NETWORKED SOLNS GROUP LLC EIN 45-1263428 NONE | Direct payment from the plan; Other services Service code 49 | — | $1.0M |
| EARNEST PARTNERS LLC EIN 58-2386669 NONE | Investment management fees paid indirectly by plan Service code 52 | — | $1.0M |
| KAYNE ANDERSON RE ADVISORS VI LLC NONE | Investment management fees paid indirectly by plan Service code 52 | 2121 AVENUE OF THE STARS 9TH FLOOR LOS ANGELES, CA 90067 | $955K |
| TRG MANAGEMENT LP EIN 11-3670657 NONE | Investment management Service code 28 | — | $935K |
| MANDIANT EIN 20-1548921 NONE | Other services; Direct payment from the plan Service code 49 | — | $924K |
| STEPSTONE GROUP LP NONE | Investment management fees paid indirectly by plan Service code 52 | 4225 EXECUTIVE SQUARE SUITE 1600 LA JOLLA, CA 92037 | $901K |
| STELLEX MANAGEMENT II LP NONE | Investment management Service code 28 | 900 THIRD AVENUE 25TH FLOOR NEW YORK, NY 10022 | $873K |
| MERATIVE US LP EIN 88-1430661 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $860K |
| METLIFE INVESTMENT MANAGEMENT EIN 82-2405817 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $834K |
| KAYNE ANDERSON CREDT ADVSR II LLC NONE | Investment management fees paid indirectly by plan Service code 52 | 2121 AVENUE OF THE STARS 9TH FLOOR LOS ANGELES, CA 90067 | $831K |
| VOYA INVESTMENT MANAGEMENT CO LLC NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 230 PARK AVENUE NEW YORK, NY 10281 | $760K |
| BROOKFIELD ASSET MGMT PVT INS CAP | Investment management fees paid indirectly by plan Service code 52 | — | $732K |
| KAYNE ANDERSON RE ADVISORS V LLC NONE | Investment management fees paid indirectly by plan Service code 52 | 2121 AVENUE OF THE STARS 9TH FLOOR LOS ANGELES, CA 90067 | $727K |
| KAYNE ANDERSON RE DEBT ADVRS IV LLC | Investment management fees paid indirectly by plan Service code 52 | — | $684K |
| BARINGS LLC EIN 51-0504477 NONE | Investment management fees paid indirectly by plan; Investment management fees paid directly by plan; Direct payment from the plan Service code 50 | — | $683K |
| RUSSELL INVEST IMPLEMENT SVCS INC EIN 91-0604934 NONE | Securities brokerage commissions and fees; Investment management Service code 28 | — | $650K |
| OPTUMRX INC EIN 33-0441200 NONE | Direct payment from the plan; Other services Service code 49 | — | $629K |
| CITISOFT INC EIN 54-2075416 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $627K |
| PUGH CAPITAL MANAGEMENT NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 520 PIKE ST SUITE 2900 SEATTLE, WA 98101 | $573K |
| GARCIA HAMILTON & ASSOCIATES LP EIN 76-0589652 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $518K |
| GROOM LAW GROUP CHARTERED EIN 52-1219029 NONE | Legal Service code 29 | — | $518K |
| DIALOGDIRECT INC NONE | Other services; Direct payment from the plan Service code 49 | 13700 OAKLAND AVENUE HIGHLAND PARK, MI 48203 | $491K |
| STATE STREET GLOBAL ADVSRS TRUST CO EIN 81-4017137 NONE | Investment management fees paid directly by plan Service code 51 | — | $490K |
| DAVIS VISION EIN 11-3051991 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $488K |
| MILLIMAN INC EIN 91-0675641 NONE | Actuarial; Direct payment from the plan; Consulting (general) Service code 11 | — | $475K |
| PINEBRIDGE INVESTMENTS LLC EIN 06-1078320 NONE | Investment management fees paid directly by plan Service code 51 | — | $465K |
| IRRADIANT PARTNERS LP NONE | Investment management fees paid indirectly by plan Service code 52 | 201 SANTA MONICA BLVD SUITE 500 SANTA MONICA, CA 90401 | $439K |
| LONGFELLOW INVESTMENT MGMT CO LLC NONE | Direct payment from the plan; Investment management fees paid directly by plan Service code 50 | OLIVER TOWER, SUITE 832 125 HIGH STREET BOSTON, MA 02110 | $436K |
| INSIGHT DIRECT USA INC EIN 36-3948996 NONE | Other services; Direct payment from the plan Service code 49 | — | $435K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 161,176 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2,281 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 163,457 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 9 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 92,365 | $332.0M |
| Prescription drug(7 contracts, 7 carriers) | HEALTH ALLIANCE PLAN | 19,811 | $51.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 92,365 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.