No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFIT PLAN ADMINISTRATORS INC EIN 88-0277518 NONE | Contract Administrator; Participant communication; Direct payment from the plan; Claims processing Service code 12 | — | $578K |
| BERRY & CO CPAS, LTD EIN 88-0400174 | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $39K |
| NEYHART, ANDERSON, FLYNN & GRISBOL EIN 94-2576729 NONE | Legal; Direct payment from the plan Service code 29 | — | $28K |
| ALLIANT EIN 33-0785439 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $14K |
| US BANK EIN 31-0841368 NONE | Other investment fees and expenses; Custodial (securities); Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 19 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 752 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 752 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 712 | $11K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 0 | $999K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 712 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 712 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.