| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 102158 PASADENA, CA 91189 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $53K | — | $53K | 4.00% |
| SOLANA INSURANCE SERVICES INC.3 Filed as: SOLANA INSURANCE SERVICES | 2700 NEWPORT BL #184 NEWPORT BEACH, CA 92663 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $13K | — | $13K | 1.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 102158 PASADENA, CA 91189 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $8K | — | $8K | 7.89% |
| SOLANA INSURANCE SERVICES INC.3 Filed as: SOLANA INSURANCE SERVICES | 2700 NEWPORT BL #184 NEWPORT BEACH, CA 92663 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $2K | — | $2K | 1.97% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 44675 MACARTHUR CT STE 750 NEWPORT BEACH, CA 92660 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 8.00% |
| ARCHON LLC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 5.00% |
| SOLANA INSURANCE SERVICES INC.3 Filed as: SOLANA INS SERVICES INC | 2700 NEWPORT BLVD #184 NEWPORT BEACH, CA 92663 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $876 | — | $876 | 2.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 44675 MACARTHUR CT STE 750 NEWPORT BEACH, CA 92660 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 8.00% |
| ARCHO LLC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| SOLANA INSURANCE SERVICES INC.3 Filed as: SOLANA INS SERVICES INC | 2700 NEWPORT BLVD #184 NEWPORT BEACH, CA 92663 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $569 | — | $569 | 2.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 44675 MACARTHUR CT STE 750 NEWPORT BEACH, CA 92660 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 8.00% |
| ARCHON LLC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| SOLANA INSURANCE SERVICES INC.3 Filed as: SOLANA INS SERVICES INC | 2700 NEWPORT BLVD #184 NEWPORT BEACH, CA 92663 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $477 | — | $477 | 2.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 44675 MACARTHUR CT STE 750 NEWPORT BEACH, CA 92660 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 12.00% |
| ARCHON LLC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $971 | $971 | 5.00% |
| SOLANA INSURANCE SERVICES INC.3 Filed as: SOLANA INS SERVICES INC | 2700 NEWPORT BLVD #184 NEWPORT BEACH, CA 92663 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $583 | — | $583 | 3.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 44675 MACARTHUR CT STE 750 NEWPORT BEACH, CA 92660 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 12.00% |
| ARCHON LLC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $928 | $928 | 5.00% |
| SOLANA INSURANCE SERVICES INC.3 Filed as: SOLANA INS SERVICES INC | 2700 NEWPORT BLVD #184 NEWPORT BEACH, CA 92663 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $557 | — | $557 | 3.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 44675 MACARTHUR CT STE 750 NEWPORT BEACH, CA 92660 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 12.00% |
| ARCHON LLC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $777 | $777 | 5.00% |
| SOLANA INSURANCE SERVICES INC.3 Filed as: SOLANA INS SERVICES INC | 2700 NEWPORT BLVD #184 NEWPORT BEACH, CA 92663 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $466 | — | $466 | 3.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 44675 MACARTHUR CT STE 750 NEWPORT BEACH, CA 92660 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $577 | — | $577 | 5.00% |
| ARCHON LLC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $577 | $577 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 277 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 277 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 295 | $1.3M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 178 | $99K |
| Vision | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 106 | $12K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 277 | $52K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 277 | $44K |
| Other(5 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 277 | $106K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 295 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.