Filings through .
| Carrier | Coverage | Premium, renewal |
|---|---|---|
Broker: Ap Benefit Advisors LLC HealthRxDental | HealthRxDental | Pro |
Broker: Usi Insurance Services, LLC LifeSTDLTDOther | LifeSTDLTDOther | Pro |
Broker: Risk Placement Services, Inc. HealthRx | HealthRx | Pro |
Broker: Ap Benefit Advisors LLC LifeLTDOther | LifeLTDOther | Pro |
Broker: Ap Benefit Advisors LLC DentalVision | DentalVision | Pro |
Broker: Usi Insurance Services, LLC HealthPPO | HealthPPO | Pro |
Broker: Ap Benefit Advisors LLC Dental | Dental | Pro |
Broker: Ap Benefit Advsiors LLC Vision | Vision | Pro |
Broker: Usi Insurance Services Other | Other | Pro |
See premium, retention and renewal dates for 22 contracts with Pro.
Pro shows premium, covered lives, retention, contract numbers and the renewal date for each contract. Free for 7 days, no card. Then $49 a month. Cancel any time.
| Broker | Commissions, fees |
|---|---|
Carrier: Unitedhealthcare Insurance Company | Pro |
Carrier: Unitedhealthcare Insurance Company | Pro |
Carrier: Horizon Healthcare Services, Inc. | Pro |
Carrier: Horizon Healthcare Services, Inc. | Pro |
Carrier: Metropolitan Life Insrance Company | Pro |
Carrier: Health Plan of Nevada/Sierra Health & Life | Pro |
Carrier: Health Plan of Nevada/Sierra Health & Life | Pro |
Carrier: Lincoln National Life Insurance Company | Pro |
Carrier: Lincoln National Life Insirance Company | Pro |
Carrier: Care-Plus Dental Plans, Inc. | Pro |
Carrier: Care-Plus Dental Plans, Inc. | Pro |
Carrier: Emphesys Insurance Company | Pro |
Carrier: Emphesys Insurance Company | Pro |
Carrier: Emphesys Insurance Company | Pro |
Carrier: FSL | Pro |
Carrier: FSL | Pro |
Carrier: The Lincoln National Life Insurance Company | Pro |
Carrier: Hartford Life and Accident | Pro |
Carrier: Hartford Life and Accident | Pro |
Carrier: FSL | Pro |
Carrier: Cigna Health and Life Insurance Company | Pro |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OPTUM RX, INC. EIN 33-0441200 ICONEX RX ADMIN | Claims processing; Direct payment from the plan; Other fees; Float revenue Service code 12 | — | $1.6M |
| UHC EIN 41-1289245 ICONEX MEDICAL ADMIN | Claims processing; Other services Service code 12 | — | $352K |
| UMR, INC. EIN 39-1995276 APPVION MEDICAL ADMIN | Claims processing Service code 12 | — | $141K |
| AP BENEFIT ADVISORS LLC EIN 30-0837157 ICONEX MEDICAL BROKER | Other commissions Service code 55 | — | $91K |
| WELLWORKS FOR YOU EIN 26-3082277 NEKOOSA WELLNESS ADMON | Contract Administrator Service code 13 | — | $78K |
| ISOLVED EIN 38-2976613 DF HRAADMIN | Contract Administrator Service code 13 | — | $73K |
| LINCOLN FINANCIAL GROUP EIN 35-0472300 ICONEX STD ASO | Contract Administrator Service code 13 | — | $25K |
| COMPSYCH EIN 36-3739783 NEKOOSA EAP ADMIN | Claims processing; Contract Administrator Service code 12 | — | $20K |
| WILLIS TOWERS WATSON EIN 26-0775680 APPVION HRA ADMIN | Claims processing; Contract Administrator Service code 12 | — | $18K |
| TELADOC HEALTH, INC. EIN 04-3705970 ICONEX TELADOC ADMIN | Contract Administrator Service code 13 | — | $9K |
| NATIONAL COOPERATIVERX EIN 04-3775178 APPVION RX ADMIN | Claims processing Service code 12 | — | $7K |
| DELTA DENTAL OF WISCONSIN EIN 39-6094742 APPVION DENTAL ADMIN | Contract Administrator Service code 13 | — | $7K |
| WEX EIN 01-0526993 ICONEX FSA ADMIN | Contract Administrator Service code 13 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,469 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 4 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,480 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 96 | $2.3M |
| Dental(3 contracts, 3 carriers) | METROPOLITAN LIFE INSRANCE COMPANY | 655 | $433K |
| Vision(4 contracts, 2 carriers) | METROPOLITAN LIFE INSRANCE COMPANY | 615 | $300K |
| Life insurance(4 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 807 | $762K |
| Short-term disability(3 contracts) | HARTFORD LIFE AND ACCIDENT | 807 | $576K |
| Long-term disability(4 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 807 | $721K |
| Prescription drug(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 96 | $2.3M |
| Other(9 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 807 | $667K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 807 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.